45521 Manatee Way, Temecula, CA 92592 Property Records

Riverside County property record for 45521 Manatee Way, Temecula, CA 92592

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.75 ba · 3,428 sqft · built 2004
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Tax Bill$9,778 (2025)
Deeds & MortgagesSep 2021 Second Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN961-351-011

Property Details

APN / Parcel Number

Primary APN961-351-011

Interior

Bedrooms5 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,428 sqft Living Area
Gross Area4,259 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address45521 MANATEE WAY
CityTEMECULA
StateCA
Zip92592-2863
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.19 ACRES M/L IN LOT 21 MB 355/091 TR 29798-6
Legal SubdivisionTRACT NO 29798 6
Legal Tract29798-6
Legal Lot Number21
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2006
Census Tract43208

Owner

45521 Manatee Way is owned and occupied by two individuals who acquired it in February 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address45521 MANATEE WAY, TEMECULA, CA 92592-2863
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Aug 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC
Feb 15, 2019Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
SCHOOLSFIRST FCU
Sep 5, 2017Quit Claim Deed, Transfer · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2014
Deed SaleApr 23, 2014
Prior SaleAug 20, 2013
Deed Document Number2014147009
Last Transfer DateFeb 4, 2019
Transfer Doc0000052541
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45521 MANATEE WAY, TEMECULA, CA 92592-2863
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45521 MANATEE WAY, TEMECULA, CA 92592-2863

Mortgage

Document Number0000530770
DateSep 7, 2021
Instrument2021-0530770
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45521 MANATEE WAY, TEMECULA, CA 92592-2863
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000368353
DateAug 13, 2020
Instrument2020-0368353
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateFeb 15, 2019
Property Address45521 MANATEE WAY, TEMECULA, CA 92592-2863
Document Number0000052541
Map ReferenceMB 355 PG 91-95
Instrument DateFeb 4, 2019
Instrument2019-0052541
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45521 MANATEE WAY, TEMECULA, CA 92592-2863

Mortgage

Document Number0000052542
DateFeb 15, 2019
Instrument2019-0052542
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueFeb 15, 2039

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateSep 5, 2017
Property Address45521 MANATEE WAY, TEMECULA, CA 92592-2863
Document Number0000367569
Instrument DateAug 23, 2017
Instrument367569
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address45521 MANATEE WAY TEMECULA CA 925922863, TEMECULA, CA 92592-2863

Mortgage

Document Number367570
DateSep 5, 2017
Instrument367570
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45521 Manatee Way was $9,778.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$617,160 (+2%) Land $153,605 Building $463,555
2025$9,778.00$605,060 Land $150,594 Building $454,466
2023$9,619.00 (+1.02%)$581,567 Land $144,748 Building $436,819
2022$9,522.00
2021$659,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45521 Manatee Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45521 Manatee Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Accel Wireless
Fixed Wireless
100 / 25

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