455 E 14th St, Saint Charles, MN 55972 Property Records

Winona County property record for 455 E 14th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 762 sqft · built 1916
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Mar 2017)
Tax Bill	$1,678 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2017 Sale & Mortgage
APN	`29.010.0420`

Property Details

APN / Parcel Number

Primary APN	`29.010.0420`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	762 sqft Living Area
1st Floor Area	520 sqft
Basement Area	112 sqft
Unfinished Basement	112 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1987
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,278 sqft (0.213 acres)
Lot Dimensions	145 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	624 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	455 E 14TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-106 RANGE-010 BIRGES 1ST ADD LOT-001 BLOCK-008
Legal Range	010
Legal Township	106
Legal Section	19
Legal Subdivision	BIRGES 1ST ADD
Legal Block	8
Legal Lot Number	1
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2060
Census Tract	671000

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	455 E 14TH ST, SAINT CHARLES, MN 55972-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE CU
Mar 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST ALLIANCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on Record
Deed Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	2017601520
Last Transfer Date	Aug 8, 2025
Transfer Doc	0000662876
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	455 E 14TH ST, SAINT CHARLES, MN 55972-1515
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A641897
Date	Apr 6, 2022
Instrument	A641897

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	STEWARTVILLE, MN 55976

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	May 1, 2027

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Mar 13, 2017
Property Address	455 E 14TH ST, SAINT CHARLES, MN 55972-1515
Document Number	601520
Instrument Date	Feb 15, 2017
Instrument	601520
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 E 14TH ST, SAINT CHARLES, MN 55972-1515

Mortgage

Document Number	601521
Date	Mar 13, 2017
Instrument	601521

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2022

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,678.00 (+21.95%)
2025		$129,900 (-0.69%) Land $36,500 Building $93,400	$129,900 (-0.69%) Land $36,500 Building $93,400
2023	$1,376.00	$130,800 Land $36,100 Building $94,700	$130,800 Land $36,100 Building $94,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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