524 E 14th St, Saint Charles, MN 55972 Property Records

Winona County property record for 524 E 14th St, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,108 sqft · built 1895
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$222,400 (Sep 2024)
Tax Bill$2,210 (2026)
Deeds & MortgagesOct 2018 Sale & Mortgage
APN29.000.1360

Property Details

APN / Parcel Number

Primary APN29.000.1360

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,108 sqft Living Area
1st Floor Area512 sqft
Basement Area84 sqft
Unfinished Basement84 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1993
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions160 ft deep x 90 ft wide
Garage TypeDetached
Garage Area840 sqft
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address524 E 14TH ST
CitySAINT CHARLES
StateMN
Zip55972-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-058 LIMITS COMMENCING AT NW CORNER, THENCE S 160', E 90', N 160', W 90' TO
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
Legal Lot Number58
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2063
Census Tract671000

Owner

Source: Winona County records · APN 29.000.1360

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address524 E 14TH ST, SAINT CHARLES, MN 55972-1608
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2024 · Amount on Record
Deed SaleSep 23, 2024 · Amount on Record
Prior SaleOct 30, 2018 · Amount on Record
Deed Document Number2024656792
Record UpdatedJun 08, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateOct 30, 2018
Property Address524 E 14TH ST, SAINT CHARLES, MN 55972-1608
Document Number0000613463
Instrument DateOct 26, 2018
Instrument613463
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyROCHESTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$528.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address524 E 14TH ST, SAINT CHARLES, MN 55972-1608

Mortgage

Document Number0000613464
DateOct 30, 2018
Instrument613464
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,210.00 (+20.9%)
2025$197,400 (+1.96%) Land $50,600 Building $146,800$197,400 (+1.96%) Land $50,600 Building $146,800
2023$1,828.00 Homeowner's exemption$193,600 Land $50,000 Building $143,600$193,600 Land $50,000 Building $143,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber in parts of the area
1,000 / 30
LTD Broadband
Fixed Wireless
150 / 130

May also be available: Verizon.

Based on FCC filings for 162 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Charles
serves 3,825 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 14th St

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