437 E 14th St, Saint Charles, MN 55972 Property Records

Winona County property record for 437 E 14th St, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 813 sqft · built 1941
Lot Size0.183 acres (7,971 sqft)
Owner2 Individual Names on Record
Last Sale$112,000 (Sep 2017)
Tax Bill$1,446 (2026)
Deeds & MortgagesSep 2017 Sale & Mortgage
APN29.010.0430

Property Details

APN / Parcel Number

Primary APN29.010.0430

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area813 sqft Living Area
1st Floor Area650 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1991
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,971 sqft (0.183 acres)
Lot Dimensions145 ft deep x 55 ft wide
Garage TypeDetached
Garage Area400 sqft
Shed1 Shed
Shed Area561 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address437 E 14TH ST
CitySAINT CHARLES
StateMN
Zip55972-1515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-19 TWP-106 RANGE-010 BIRGES 1ST ADD LOT-002 BLOCK-008 ELY 55'
Legal Range010
Legal Township106
Legal Section19
Legal SubdivisionBIRGES 1ST ADD
Legal Block8
Legal Lot Number2
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2060
Census Tract671000

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address437 E 14TH ST, SAINT CHARLES, MN 55972-1515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2017 · Amount on Record
Deed SaleSep 1, 2017 · Amount on Record
Deed Document Number2017605127
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateSep 1, 2017
Property Address437 E 14TH ST, SAINT CHARLES, MN 55972-1515
Document Number605127
Instrument DateJun 16, 2017
Instrument605127
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyEDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$369.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4373 14TH ST, SAINT CHARLES, MN 55972

Mortgage

Document Number605128
DateSep 1, 2017
Instrument605128
Lender
NameMERCHANTS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,446.00 (+19.9%) Homeowner's exemption$151,500 (+6.24%) Land $33,800 Building $117,700$151,500 (+6.24%) Land $33,800 Building $117,700
2025$142,600 (+1.64%) Land $32,200 Building $110,400$142,600 (+1.64%) Land $32,200 Building $110,400
2023$1,206.00 Homeowner's exemption$140,300 Land $31,900 Building $108,400$140,300 Land $31,900 Building $108,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Charles
serves 3,825 people · EPA ID MN1850009
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber, Fixed Wireless in parts of the area
1,000 / 30
GigFire
Fixed Wireless
150 / 130

May also be available: Verizon.

Nearby Properties on E 14th St

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