Winona County property record for 442 E 14th St, Saint Charles, MN 55972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,544 sqft · built 2022 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $47,500 (Oct 2021) |
| Tax Bill | $6,546 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2022 Construction Loan + 1 more |
| APN | 29.010.0510 |
| Primary APN | 29.010.0510 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 2,544 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 140 ft deep x 96 ft wide |
| Garage Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 442 E 14TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-19 TWP-106 RANGE-010 BIRGES 1ST ADD LOT-002 BLOCK-009 & E 1/2 LOT 3 INCLUDING PART OF VACANT ALLEY |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 19 |
| Legal Subdivision | BIRGES 1ST ADD |
| Legal Block | 9 |
| Legal Lot Number | 2-3 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.010.0510
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 681, SAINT CHARLES, MN 55972-0681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 03, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 04, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK |
| Oct 01, 2021 | Warranty Deed, Transfer LEGAL TITLE, LEGAL & TITLE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2021 · Amount on Record |
| Deed Sale | Oct 01, 2021 · Amount on Record |
| Deed Document Number | 2021637366 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 442 E 14TH ST, SAINT CHARLES, MN 55972-1516 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000A647006 |
|---|---|
| Date | Jan 03, 2023 |
| Instrument | A647006 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 442 E 14TH ST, SAINT CHARLES, MN 55972-1516 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2022 |
| Title Company | TITLE SPECIALIST, TITLE SPECIALISTS INC |
| Name | Verified Name |
|---|---|
| Address | 1260 RICHLAND AVE, SAINT CHARLES, MN 55972-1536 |
| Document Number | 000A642485 |
|---|---|
| Date | May 04, 2022 |
| Instrument | A642485 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BYRON, MN 55920 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Feb 04, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Oct 01, 2021 |
| Property Address | 442 E 14TH ST, SAINT CHARLES, MN 55972-1516 |
| Document Number | 637366 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 637366 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | LEGAL TITLE, LEGAL & TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $156.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 681, SAINT CHARLES, MN 55972-0681 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,546.00 (+1,669.19%) | ||
| 2025 | $506,500 (+8.3%) Land $50,800 Building $455,700 | $506,500 (+8.3%) Land $50,800 Building $455,700 | |
| 2023 | $370.00 Homeowner's exemption | $467,700 Land $50,200 Building $417,500 | $467,700 Land $50,200 Building $417,500 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Hiawatha Broadband Communications Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 30 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: Verizon.
Based on FCC filings for 365 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Charles serves 3,825 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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