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500 E 14th St, Saint Charles, MN 55972 Property Records

Winona County property record for 500 E 14th St, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1927
Lot Size0.493 acres (21,475 sqft)
Owner2 Individual Names on File
Last Sale$73,490 (Oct 2017)
Tax Bill$2,684 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2024 Mortgage
+ 2 more
APN29.000.1380

Property Details

APN / Parcel Number

Primary APN29.000.1380

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area832 sqft
Basement Area320 sqft
Unfinished Basement320 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1994
Exterior MaterialOther
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area21,475 sqft (0.493 acres)
Lot Dimensions215 ft deep x 100 ft wide
Garage Area264 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address500 E 14TH ST
CitySAINT CHARLES
StateMN
Zip55972-1608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-059 LIMITS NLY 215' OF ELY 100' OF WLY 205.92'
Legal Range010
Legal Township106
Legal Section20
Legal SubdivisionLIMITS
Legal Lot Number59
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2063
Census Tract671000

Owner

Source: Winona County records · APN 29.000.1380

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address500 E 14TH ST, SAINT CHARLES, MN 55972-1608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Mar 01, 2024Deed of Trust, Mortgage · Conventional Mortgage
SOFI BANK NA
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Oct 06, 2017Warranty Deed, Transfer · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2017 · Amount on Record
Deed SaleOct 06, 2017 · Amount on Record
Prior SaleFeb 08, 2016 · Amount on Record
Deed Document Number2017605969
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Recording DateMay 18, 2026
Property Address500 E 14TH ST, SAINT CHARLES, MN 55972-1608
Document Number0000666591
Instrument DateApr 14, 2026
Instrument2026666591
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 E 14TH ST, SAINT CHARLES, MN 55972-1608
InvestorPossibly a Property Investor

Mortgage

Document Number0000666591,
DateMay 18, 2026
Instrument2026666591
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 25, 2066
Interest
Rate6.22%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address500 E 14TH ST, SAINT CHARLES, MN 55972-1608
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address500 E 14TH ST, SAINT CHARLES, MN 55972-1608

Mortgage

Document Number000A653539
DateMar 01, 2024
InstrumentA653539
Lender
NameSOFI BANK NA
TypeBank
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address500 E 14TH ST, SAINT CHARLES, MN 55972-1608
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000625542
DateJun 26, 2020
Instrument625542
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINONA MN
Recording DateOct 06, 2017
Property Address500 E 14TH ST, SAINT CHARLES, MN 55972-1608
Document Number605969
Instrument DateSep 19, 2017
Instrument605969
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyROCHESTER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$242.52
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address500 E 14TH ST, SAINT CHARLES, MN 55972-1608
InvestorPossibly a Property Investor

Mortgage

Document Number605970
DateOct 06, 2017
Instrument605970
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,684.00 (+69.23%)
2025$231,200 (+19.48%) Land $59,400 Building $171,800$231,200 (+19.48%) Land $59,400 Building $171,800
2023$1,586.00 Homeowner's exemption$193,500 Land $58,700 Building $134,800$193,500 Land $58,700 Building $134,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable		1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber, Fixed Wireless in parts of the area		1,000 / 30
LTD Broadband
Fixed Wireless		150 / 130

May also be available: Verizon.

Based on FCC filings for 365 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Charles
serves 3,825 people
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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