4541 Schooner Dr, Captiva, FL 33924 Property Records

Lee County property record for 4541 Schooner Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,248 sqft · built 1982
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2023)
Tax Bill	$14,524 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-45-21-17-00002.0070`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-17-00002.0070`
Alternative APNs	`21054517000020070` `10003563`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	1,248 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Mixed
Roof Type	Gable
Roof Material	Metal
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	157 sqft
Carport	Carport
Carport Area	157 sqft

Exterior Amenities

Pool Area	250 sqft
Porch	Slab
Porch Area	442 sqft
Deck Area	Deck Area
Patio Area	624 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10003563
Street Address	4541 SCHOONER DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	N END CAPTIVA IS PB 1 PG 61 BLK 2 LT 7 AS DESC IN OR 609 PG 302
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	17
Legal Block	2
Legal Lot Number	7
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1035
Census Tract	80100

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 16, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	2023186735
Prior Transfer Date	Aug 11, 2022
Prior Transfer Doc	0000263187
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 25, 2023
Property Address	4541 SCHOONER DR, CAPTIVA, FL 33924
Document Number	0000186735
Instrument Date	May 11, 2023
Instrument	2023000186735
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46348 SWIRLING LEAVES LN, MACOMB, MI 48044-3799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027
Investor	Possibly a Property Investor

Mortgage

Document Number	0000186736
Date	May 25, 2023
Instrument	2023000186736

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Aug 16, 2022
Property Address	4541 SCHOONER DR, CAPTIVA, FL 33924
Document Number	0000263187
Instrument Date	Aug 11, 2022
Instrument	2022000263187
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46348 SWIRLING LEAVES LN, 46348, MACOMB, MI 48044-3799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46348 SWIRLING LEAVES LN, MACOMB, MI 48044-3799

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 19, 2021
Property Address	4541 SCHOONER DR, CAPTIVA, FL 33924
Document Number	0000052695
Instrument Date	Feb 12, 2021
Instrument	2021000052695
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1930 PICCADILLY CIR, 1930, MATLACHA ISLE, FL 33991-3163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46348 SWIRLING LEAVES LN, MACOMB, MI 48044-3799

Mortgage

Document Number	0000052696
Date	Feb 19, 2021
Instrument	2021000052696

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,079,575 (+1%)	$1,163,421 (+16.09%) Land $119,469 Building $1,043,952
2025	$14,524.00 (+30.28%)	$981,432 (+35.34%)	$1,002,198 (+38.2%) Land $122,666 Building $879,532
2023	$11,148.00 (+24.03%)	$725,181 (+27.53%) Land $118,671 Building $606,510	$725,181 (+27.53%) Land $118,671 Building $606,510
2022	$8,988.00	$568,653 Land $132,500 Building $436,153	$568,653 Land $132,500 Building $436,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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