4551 Schooner Dr, Captiva, FL 33924 Property Records

Lee County property record for 4551 Schooner Dr, Captiva, FL 33924

Property Summary

Property TypeResidential Vacant Land
Lot Size0.257 acres (11,195 sqft)
Owner2 Individual Names on Record
Last Sale$1,500,000 (Oct 2020)
Tax Bill$1,325 (2025)
Deeds & MortgagesApr 2023 Transfer
Oct 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN05-45-21-17-00002.0060

Property Details

APN / Parcel Number

Primary APN05-45-21-17-00002.0060
Alternative APNs
  • 0545210100003004A
  • 21054517000020060
  • 10003543

Exterior

Lot Area11,195 sqft (0.257 acres)
Lot Dimensions125 ft deep x 90 ft wide

Location & Zoning

Account Number10003543
Street Address4551 SCHOONER DR
CityUPPER CAPTIVA
StateFL
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRS1
Legal DescriptionN END CAPTIVA IS PB1/61 PT LOT 3 DESC OR108 4/1386 AKA BLK2 LT 6 CASTA
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract17
Legal Block2
Legal Lot Number3,6
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1035
Census Tract80100

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Oct 29, 2020Warranty Deed, Transfer · Conventional Mortgage
SYNOVUS BANK
Nov 28, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2020 · Amount on Record
Deed SaleOct 29, 2020 · Amount on Record
Prior SaleNov 28, 2017 · Amount on Record
Deed Document Number2020265229
Prior Transfer DateMar 25, 2009
Prior Transfer Doc0000203672
Record UpdatedOct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateApr 3, 2023
Property Address4551 SCHOONER DR, CAPTIVA, FL 33924
Document Number0000118232
Instrument DateMar 31, 2023
Instrument2023000118232
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027
InvestorPossibly a Property Investor

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 29, 2020
Property Address4551 SCHOONER DR, CAPTIVA, FL 33924
Document Number0000265229
Instrument DateOct 27, 2020
Instrument2020000265229
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027
InvestorPossibly a Property Investor

Mortgage

Document Number0000265230
DateOct 29, 2020
Instrument2020000265230
Lender
NameSYNOVUS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateNov 28, 2017
Property Address4551 SCHOONER DR, CAPTIVA, FL 33924
Document Number0000245375
Instrument DateNov 17, 2017
Instrument245375
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$455.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressBORNERWEG 2

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,526 (+1%) Land $80,526$123,135 (+2.1%) Land $123,135
2025$1,325.00 (-10.89%)$73,205 (-43.5%) Land $73,205$120,602 (-6.92%) Land $120,602
2023$1,487.00 (+0.81%)$129,565 (-2.22%) Land $129,565$129,565 (-2.22%) Land $129,565
2022$1,475.00$132,500 Land $132,500$132,500 Land $132,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6

Cell Coverage

4G LTE only, no 5G reported

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