4531 Schooner Dr, Captiva, FL 33924 Property Records

Lee County property record for 4531 Schooner Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,344 sqft · built 2000
Lot Size0.212 acres (9,235 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Oct 2018)
Tax Bill$4,940 (2025)
Deeds & MortgagesMar 2023 Mortgage
Oct 2018 Sale
Flood ZoneZone AE (high risk)
APN05-45-21-17-00002.0080

Property Details

APN / Parcel Number

Primary APN05-45-21-17-00002.0080
Alternative APNs
  • 21054517000020080
  • 10003550

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,344 sqft Living Area
Gross Area3,938 sqft
1st Floor Area1,536 sqft
Upper Floors Area580 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeCarport
Garage Area120 sqft
CarportCarport
Carport Area120 sqft
PorchFlorida Room
Porch Area672 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003550
Street Address4531 SCHOONER DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionN END CAPTIVA IS PB 1 PG 61 POR LOT 3 DESC IN OR 407/519 AKA LOT 8 BLK 2 CASTAWAY KEY U/R
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract17
Legal Block2
Legal Lot Number3,8
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1035
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 336, PINELAND, FL 33945-0336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Oct 18, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2018 · Amount on Record
Deed SaleOct 18, 2018 · Amount on Record
Prior SaleJan 21, 2014 · Amount on Record
Deed Document Number2018247591
Prior Transfer DateDec 31, 2007
Prior Transfer Doc0000019064
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address4531 SCHOONER DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedMar 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4531 SCHOONER DR, CAPTIVA, FL 33924

Mortgage

Document Number0000101379
DateMar 21, 2023
Instrument2023000101379
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 18, 2018
Property Address4531 SCHOONER DR, CAPTIVA, FL 33924
Document Number0000247591
Instrument DateOct 16, 2018
Instrument247591
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,660.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 336 PINELAND FL 339450336, PINELAND, FL 33945-0336

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$386,895 (+2.7%)$998,978 (+18.85%) Land $110,956 Building $888,022
2025$4,940.00 (-7.97%) Homeowner's exemption$376,723 (+5.99%)$840,511 (-10.35%) Land $106,903 Building $733,608
2023$5,368.00 (-0.98%) Homeowner's exemption$355,443 (+3%)$937,568 (+27.53%) Land $117,833 Building $819,735
2022$5,421.00 Homeowner's exemption$345,090$735,177 Land $132,500 Building $602,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6

Cell Coverage

4G LTE only, no 5G reported

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