4560 Schooner Dr, Captiva, FL 33924 Property Records

Lee County property record for 4560 Schooner Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,054 sqft · built 2002
Lot Size0.273 acres (11,892 sqft)
Owner2 Individual Names on File
Last Sale$760,000 (Dec 2003)
Tax Bill$1,360 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone AE (high risk)
APN05-45-21-17-00001.0050

Property Details

APN / Parcel Number

Primary APN05-45-21-17-00001.0050
Alternative APNs
  • 21054517000010050
  • 10003613

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,054 sqft Living Area
Gross Area4,646 sqft
1st Floor Area1,118 sqft
Upper Floors Area672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialMetal
Lot Area11,892 sqft (0.273 acres)
Lot Dimensions120 ft deep x 100 ft wide
Garage TypeCarport
Garage Area132 sqft
CarportCarport
Carport Area132 sqft

Exterior Amenities

Pool Area260 sqft
PorchSlab
Porch Area642 sqft
Deck Area790 sqft
Patio Area1,224 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003613
Street Address4560 SCHOONER DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionFR SE COR GOV LT2-N.8 E 330.15; N 81 W 1215 FT TO POB; S 8 W 120.21 FT
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract17
Legal Block1
Legal Lot Number2-N
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1020
Census Tract80100

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 598, PINELAND, FL 33945-0598
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 2, 2003 · Amount on Record
Deed SaleDec 2, 2003 · Amount on Record
Prior SaleFeb 8, 2000 · Amount on Record
Deed Book / Page4134 / 1266
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address4560 SCHOONER DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009960
DateJan 13, 2020
Instrument2020000009960
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,360.00 (-42.49%) Homeowner's exemption$132,570 (-0.9%) Land $132,560 Building $10$132,570 (-0.9%) Land $132,560 Building $10
2023$2,365.00 (-71.84%) Homeowner's exemption$133,780 (-75.25%) Land $133,770 Building $10$133,780 (-84.83%) Land $133,770 Building $10
2022$8,398.00 Homeowner's exemption$540,589$881,769 Land $132,500 Building $749,269

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6

Cell Coverage

4G LTE only, no 5G reported

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