4521 Schooner Dr, Captiva, FL 33924 Property Records

Lee County property record for 4521 Schooner Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 860 sqft · built 1998
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Company Names on Record
Last Sale	$712,000 (Jul 2024)
Tax Bill	$8,127 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2018 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-45-21-17-00002.0090`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-17-00002.0090`
Alternative APNs	`21054517000020090` `10003603`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	860 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	860 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,322 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Pool Area	160 sqft
Porch	Stoop
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10003603
Street Address	4521 SCHOONER DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	N END CAPTIVA IS PB 1 PG 61 PT LOT 3 AS DESC IN OR 1137 PG 1617 AKA BLK 2 LOT 9 CASTAWAY KEY U/R
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	17
Legal Block	2
Legal Lot Number	3,9
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1035
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	368 NAVESINK RIVER RD, RED BANK, NJ 07701-6308
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	2024213254
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0000167164
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	4521 SCHOONER DR, CAPTIVA, FL 33924
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9250 SW 71ST ST, MIAMI, FL 33173-2352

Mortgage

Document Number	0000041678
Date	Feb 7, 2022
Instrument	2022000041678

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Jul 11, 2018
Property Address	4521 SCHOONER DR, CAPTIVA, FL 33924
Document Number	0000167164
Instrument Date	Jun 29, 2018
Instrument	167164
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9250 SW 71ST ST MIAMI FL 331732352, MIAMI, FL 33173-2352

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 23, 2017
Property Address	4521 SCHOONER DR, CAPTIVA, FL 33924
Document Number	0000137877
Instrument Date	Jun 14, 2017
Instrument	2017000137877
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1420 DEL RIO DR, 1420, FORT MYERS, FL 33901-5908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4521 SCHOONER DR, CAPTIVA, FL 33924

Mortgage

Document Number	0000137878
Date	Jun 23, 2017
Instrument	2017000137878

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,338 (+14.96%) Land $118,164 Building $517,174	$635,338 (+14.96%) Land $118,164 Building $517,174
2025	$8,127.00 (+25.47%)	$552,646 (+1.3%) Land $118,709 Building $433,937	$552,646 (+1.3%) Land $118,709 Building $433,937
2023	$6,477.00 (+15.31%)	$545,556 (+27.52%) Land $118,240 Building $427,316	$545,556 (+27.52%) Land $118,240 Building $427,316
2022	$5,617.00	$427,808 Land $132,500 Building $295,308	$427,808 Land $132,500 Building $295,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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