4551 Panama Shell Dr, Captiva, FL 33924 Property Records

Lee County property record for 4551 Panama Shell Dr, Captiva, FL 33924

Property Summary

Property TypeResidential Vacant Land
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Mar 2001)
Tax Bill$1,312 (2025)
Flood ZoneZone AE (high risk)
APN05-45-21-09-00000.0260

Property Details

APN / Parcel Number

Primary APN05-45-21-09-00000.0260
Alternative APNs
  • 0545210000003064A
  • 21054509000000260
  • 10003415

Exterior

Lot Area8,756 sqft (0.201 acres)
Lot Dimensions110 ft deep x 80 ft wide

Location & Zoning

Account Number10003415
Street Address4551 PANAMA SHELL DR
CityUPPER CAPTIVA
StateFL
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRS1
Legal DescriptionN CAPTIVA DUNES UNREC UT 3 LT 26 DESC OR 1563 PG 776
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract09
Legal Block1
Legal Lot Number26
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1018
Census Tract80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16529 COPPERSTRIP LN, SILVER SPRING, MD 20906-1132
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2001 · Amount on Record
Deed SaleMar 5, 2001 · Amount on Record
Prior SaleSep 14, 1999 · Amount on Record
Deed Book / Page3372 / 422
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,129 (+1%) Land $87,129$110,956 (+3.04%) Land $110,956
2025$1,312.00 (-5.81%)$79,208 (-30.99%) Land $79,208$107,680 (-6.19%) Land $107,680
2023$1,393.00 (-8.11%)$114,785 (-19.95%) Land $114,785$114,785 (-19.95%) Land $114,785
2022$1,516.00$143,400 Land $143,400$143,400 Land $143,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panama Shell Dr

Nearby Streets

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