4535 Whetstone Ct, Hampstead, MD 21074 Property Records

Carroll County property record for 4535 Whetstone Ct, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,926 sqft · built 1993
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2026)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-054967`

Property Details

APN / Parcel Number

Primary APN	`08-054967`
Alternative APNs	`8054967` `054967`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,926 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Porch	Slab
Porch Area	120 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	054967
Street Address	4535 WHETSTONE CT
City	HAMPSTEAD
State	MD
Zip	21074-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 445 - 7000 SF WHETSTONE CT 36-26/25 ROBERTS FIELD SC 2 PLT B
Legal Subdivision	ROBERTS FIELD SEC 02
Legal Lot Number	445
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	4
Census Block	4017
Census Tract	508103

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4535 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Feb 11, 2026	Deed, Transfer · Commercial Mortgage KILLARNEY HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Feb 11, 2026 · Amount on Record
Deed Book / Page	11783 / 449
Prior Transfer Date	May 24, 2012
Prior Transfer Doc	0075890412
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 8, 2026
Property Address	4535 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Document Number	1178000449
Book / Page	11783 / 449
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$505,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4535 WHETSTONE CT, HAMPSTEAD, MD 21074-3152

Mortgage

Document Number	1178000458,
Date	Jun 8, 2026
Book Page	11783/458

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 11, 2026
Property Address	4535 WHETSTONE CT, HAMPSTEAD, MD 21074-3152
Document Number	0116840001
Book / Page	11684 / 1
Map Reference	MB LWS 36 FO 26
Instrument Date	Jan 23, 2026
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	FIRST CLASS TITLE AGENCY, FIRST CLASS TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 BYWAY RD, OWINGS MILLS, MD 21117-2134

Mortgage

Document Number	0000116845
Date	Feb 11, 2026
Instrument	11684/5

Lender

Name	KILLARNEY HOLDINGS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,567 (+8.08%)	$417,900 (+24.23%) Land $110,000 Building $307,900
2025	$4,578.00 (+15.75%)	$336,400 (+14.81%) Land $90,000 Building $246,400	$336,400 (-) Land $90,000 Building $246,400
2023	$3,955.00	$293,000	$336,400 Land $90,000 Building $246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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