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4533 Harder Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4533 Harder Ave, Sebring, FL 33875 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,647 sqft · built 1990
Lot Size0.235 acres (10,239 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Mar 2026)
Tax Bill$976 (2024)
Deeds & MortgagesMar 2026 Sale & Mortgage
Nov 2025 Transfer
Flood ZoneZone X (minimal risk)
APNC015802001700140

Property Details

APN / Parcel Number

Primary APNC015802001700140
Alternative APN
  • C-01-35-28-020-0170-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,647 sqft Living Area
Gross Area2,183 sqft
1st Floor Area1,647 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,239 sqft (0.235 acres)
Lot Dimensions125 ft deep x 82 ft wide
Garage TypeAttached
Garage Area480 sqft
DrivewayConcrete Driveway
Driveway Area425 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4533 HARDER AVE
CitySEBRING
StateFL
Zip33875-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 14 BLK 17
Legal Range28E
Legal Township35S
Legal Section01
Legal SubdivisionLAKE HAVEN ESTATES
Legal Block17
Legal Lot Number14
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1046
Census Tract961301

Owner

Source: Highlands County records · APN C015802001700140

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4533 HARDER AVE, SEBRING, FL 33875-5128
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2026Warranty Deed, Transfer · Conventional Mortgage
CREWS BANK & TRUST
Nov 21, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 04, 2026 · Amount on Record
Deed SaleMar 04, 2026 · Amount on Record
Deed Document Number20262302499
Deed Book / Page3177 / 1418
Record UpdatedJun 08, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 04, 2026
Property Address4533 HARDER AVE, SEBRING, FL 33875-5128
Document Number0002302499
Book / Page3177 / 1418
Map ReferenceMB 7 PG 6
Instrument DateMar 03, 2026
Instrument2302499
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10512 NW 10TH ST, PLANTATION, FL 33322-6592

Transferred To (Grantee/Buyer)

NameVerified Name
Address4533 HARDER AVE, SEBRING, FL 33875-5128

Mortgage

Document Number0031771420
DateMar 04, 2026
Instrument3177/1420
Lender
NameCREWS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateNov 21, 2025
Property Address4533 HARDER AVE, SEBRING, FL 33875-5128
Document Number0002288857
Book / Page3158 / 1145
Map ReferenceMB 7 PG 6
Instrument DateNov 19, 2025
Instrument2288857
Transaction TypeTransfer
Record UpdatedDec 05, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4533 HARDER AVE, SEBRING, FL 33875-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4533 HARDER AVE, SEBRING, FL 33875-5128

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$91,749 (+5.79%)$202,802 (+1.85%) Land $19,988 Building $182,814
2024$976.00 (+5.17%)
2023$928.00 (-2.93%) Homeowner's exemption Widower's exemption$86,725 (+3%)$199,120 (+16.68%) Land $16,400 Building $182,720
2022$956.00 Homeowner's exemption Widower's exemption$84,199$170,659 Land $12,300 Building $158,359

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims6 (2004–2025)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2025
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 467 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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