4516 Harder Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4516 Harder Ave, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,869 sqft · built 1996
Lot Size0.235 acres (10,256 sqft)
OwnerIndividual Name on File
Last Sale$247,000 (Aug 2021)
Tax Bill$3,122 (2024)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC-01-35-28-020-0160-0040

Property Details

APN / Parcel Number

Primary APNC-01-35-28-020-0160-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,869 sqft Living Area
1st Floor Area1,576 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area10,256 sqft (0.235 acres)
Lot Dimensions125 ft deep x 82 ft wide
Garage TypeFinished
Garage Area460 sqft
DrivewayDriveway
Driveway Area570 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area206 sqft
Patio Area150 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4516 HARDER AVE
CitySEBRING
StateFL
Zip33875-5127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 4 BLK 16
Legal Range28E
Legal Township35S
Legal Section01
Legal SubdivisionLAKE HAVEN ESTATES
Legal Block16
Legal Lot Number4
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1045
Census Tract961301

Owner

Source: Highlands County records · APN C-01-35-28-020-0160-0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4516 HARDER AVE, SEBRING, FL 33875-5127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 31, 2017Warranty Deed, Transfer
SOUTH RIDGE ABSTRACT AND TITLE
Oct 31, 2017Warranty Deed, Transfer
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleOct 31, 2017 · Amount on Record
Deed Document Number2049374
Deed Book / Page2844 / 1906
Record UpdatedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateAug 18, 2021
Property Address4516 HARDER AVE, SEBRING, FL 33875-5127
Document Number0002049374
Book / Page2844 / 1906
Map ReferenceMB 7 PG 6
Instrument DateAug 12, 2021
Instrument2049374
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,729.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4516 HARDER AVE, 4516, SEBRING, FL 33875-5127

Transferred To (Grantee/Buyer)

NameVerified Name
Address4516 HARDER AVE, SEBRING, FL 33875-5127

Mortgage

Document Number0028441908
DateAug 18, 2021
Instrument2844/1908
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateOct 31, 2017
Property Address4516 HARDER AVE, SEBRING, FL 33875-5127
Document Number0001870962
Book / Page002605 / 000305
Instrument DateOct 25, 2017
Instrument1870962
Transaction TypeTransfer
Record UpdatedNov 24, 2017
Title CompanySOUTH RIDGE ABSTRACT AND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4516 HARDER AVE SEBRING FL 338755127, SEBRING, FL 33875-5127

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateOct 31, 2017
Property Address4516 HARDER AVE, SEBRING, FL 33875-5127
Document Number0001870963
Book / Page002605 / 000306
Instrument DateOct 25, 2017
Instrument1870963
Transaction TypeTransfer
Record UpdatedNov 27, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4516 HARDER AVE SEBRING FL 338755127, SEBRING, FL 33875-5127

Mortgage

Document Number1870964
DateOct 31, 2017
Book Page002605/000307
Instrument1870964
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$218,736 (-0.17%) Land $19,988 Building $198,748$218,736 (-0.17%) Land $19,988 Building $198,748
2024$3,122.00 (-3.25%)
2023$3,227.00 (+8.65%)$219,117 (+15.85%) Land $16,400 Building $202,717$219,117 (+15.85%) Land $16,400 Building $202,717
2022$2,970.00$189,140 Land $12,300 Building $176,840$189,140 Land $12,300 Building $176,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 467 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harder Ave

Nearby Streets

Search Property Records by Address or Parcel Number