Highlands County property record for 4516 Harder Ave, Sebring, FL 33875 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,869 sqft · built 1996 |
| Lot Size | 0.235 acres (10,256 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (Aug 2021) |
| Tax Bill | $3,122 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Oct 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-01-35-28-020-0160-0040 |
| Primary APN | C-01-35-28-020-0160-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,869 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 10,256 sqft (0.235 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| Garage Type | Finished |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Driveway Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 206 sqft |
| Patio Area | 150 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4516 HARDER AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 4 BLK 16 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN ESTATES |
| Legal Block | 16 |
| Legal Lot Number | 4 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 961301 |
Source: Highlands County records · APN C-01-35-28-020-0160-0040
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4516 HARDER AVE, SEBRING, FL 33875-5127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 31, 2017 | Warranty Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE |
| Oct 31, 2017 | Warranty Deed, Transfer STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2021 · Amount on Record |
| Deed Sale | Aug 18, 2021 · Amount on Record |
| Prior Sale | Oct 31, 2017 · Amount on Record |
| Deed Document Number | 2049374 |
| Deed Book / Page | 2844 / 1906 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 18, 2021 |
| Property Address | 4516 HARDER AVE, SEBRING, FL 33875-5127 |
| Document Number | 0002049374 |
| Book / Page | 2844 / 1906 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2049374 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4516 HARDER AVE, 4516, SEBRING, FL 33875-5127 |
| Name | Verified Name |
|---|---|
| Address | 4516 HARDER AVE, SEBRING, FL 33875-5127 |
| Document Number | 0028441908 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 2844/1908 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 31, 2017 |
| Property Address | 4516 HARDER AVE, SEBRING, FL 33875-5127 |
| Document Number | 0001870962 |
| Book / Page | 002605 / 000305 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 1870962 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4516 HARDER AVE SEBRING FL 338755127, SEBRING, FL 33875-5127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 31, 2017 |
| Property Address | 4516 HARDER AVE, SEBRING, FL 33875-5127 |
| Document Number | 0001870963 |
| Book / Page | 002605 / 000306 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 1870963 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4516 HARDER AVE SEBRING FL 338755127, SEBRING, FL 33875-5127 |
| Document Number | 1870964 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 002605/000307 |
| Instrument | 1870964 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $218,736 (-0.17%) Land $19,988 Building $198,748 | $218,736 (-0.17%) Land $19,988 Building $198,748 | |
| 2024 | $3,122.00 (-3.25%) | ||
| 2023 | $3,227.00 (+8.65%) | $219,117 (+15.85%) Land $16,400 Building $202,717 | $219,117 (+15.85%) Land $16,400 Building $202,717 |
| 2022 | $2,970.00 | $189,140 Land $12,300 Building $176,840 | $189,140 Land $12,300 Building $176,840 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 65% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 467 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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