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4524 Harder Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4524 Harder Ave, Sebring, FL 33875

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,070 sqft · built 1990
Lot Size0.236 acres (10,259 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Jan 2023)
Tax Bill$2,622 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jan 2023 Transfer
Flood ZoneZone X (minimal risk)
APNC015802001600060

Property Details

APN / Parcel Number

Primary APNC015802001600060
Alternative APN
  • C-01-35-28-020-0160-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,070 sqft Living Area
Gross Area2,544 sqft
1st Floor Area1,718 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,259 sqft (0.236 acres)
Lot Dimensions125 ft deep x 82 ft wide
Garage TypeAttached
Garage Area474 sqft
DrivewayConcrete Driveway
Driveway Area510 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4524 HARDER AVE
CitySEBRING
StateFL
Zip33875-5127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 6 BLK 16
Legal Range28E
Legal Township35S
Legal Section01
Legal SubdivisionLAKE HAVEN ESTATES
Legal Block16
Legal Lot Number6
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1045
Census Tract961301

Owner

Source: Highlands County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20035 RANCH RD, CUTLER BAY, FL 33189-1835
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Warranty Deed, Transfer · Conventional Mortgage
GREENHOME MORTGAGE GROUP LLC
Jan 11, 2023Affidavit of Death of Joint Tenant, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2023 · Amount on Record
Deed SaleJan 11, 2023 · Amount on Record
Deed Document Number20232131820
Deed Book / Page2951 / 793
Prior Transfer DateJan 10, 2014
Prior Transfer Doc0001720957
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJan 11, 2023
Property Address4524 HARDER AVE, SEBRING, FL 33875-5127
Document Number0002131820
Book / Page2951 / 793
Map ReferenceMB 7 PG 6
Instrument DateJan 10, 2023
Instrument2131820
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4524 HARDER AVE, SEBRING, FL 33875-5127

Transferred To (Grantee/Buyer)

NameVerified Name
Address20035 RANCH RD, CUTLER BAY, FL 33189-1835

Mortgage

Document Number0002951795
DateJan 11, 2023
Instrument2951/795
Lender
NameGREENHOME MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

January 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHIGHLANDS FL
Recording DateJan 11, 2023
Property Address4524 HARDER AVE, SEBRING, FL 33875-5127
Document Number0002131818
Book / Page2951 / 791
Map ReferenceMB 7 PG 6
Instrument DateJan 10, 2023
Instrument2131818
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4524 HARDER AVE, SEBRING, FL 33875-5127

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,622.00 (+3.07%) Homeowner's exemption$207,321 (+110.6%)$212,267 (+0.26%) Land $19,988 Building $192,279
2024$2,544.00 (+128.98%)
2023$1,111.00 Homeowner's exemption Widower's exemption$98,442 (+11.84%)$211,708 (+21.24%) Land $16,400 Building $195,308
2022Homeowner's exemption Widower's exemption$88,023$174,619 Land $12,300 Building $162,319

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims6 (2004–2025)
Claims Outside the SFHA3 of 6
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: Verizon.

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