Highlands County property record for 4521 Harder Ave, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,678 sqft · built 1989 |
| Lot Size | 0.235 acres (10,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,900 (Mar 2025) |
| Tax Bill | $749 (2024) |
| Deeds & Mortgages | Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C015802001700170 |
| Primary APN | C015802001700170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,678 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,240 sqft (0.235 acres) |
| Lot Dimensions | 125 ft deep x 82 ft wide |
| Garage Type | Finished |
| Garage Area | 286 sqft |
| Driveway | Driveway |
| Driveway Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 324 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C015802001700170 |
|---|---|
| Street Address | 4521 HARDER AVE |
| City | SEBRING |
| State | FL |
| Zip | 33875-5128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE HAVEN ESTATES SEC 1 PB 7 PG 6 LOT 17 BLK 17 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | LAKE HAVEN ESTATES |
| Legal Block | 17 |
| Legal Lot Number | 17 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 961301 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4521 HARDER AVE, SEBRING, FL 33875-5128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Prior Sale | Dec 8, 2023 |
| Deed Document Number | 2249543 |
| Deed Book / Page | 3105 / 145 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Dec 8, 2023 |
| Property Address | 4521 HARDER AVE, SEBRING, FL 33875-5128 |
| Document Number | 0002181407 |
| Book / Page | 3014 / 1038 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Dec 7, 2023 |
| Instrument | 2181407 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4521 HARDER AVE, SEBRING, FL 33875-5128 |
| Name | Verified Name |
|---|---|
| Address | 4521 HARDER AVE, SEBRING, FL 33875-5128 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,603 (+4.14%) | $192,177 (+1.32%) Land $19,988 Building $172,189 | |
| 2024 | $749.00 (+7.15%) | ||
| 2023 | $699.00 (-3.59%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $79,318 (+3%) | $189,671 (+16.64%) Land $16,400 Building $173,271 |
| 2022 | $725.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $77,008 | $162,616 Land $12,300 Building $150,316 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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