1. Home
  2. Florida
  3. Highlands County
  4. Sebring
  5. Harder Ave

4523 Harder Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4523 Harder Ave, Sebring, FL 33875 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,456 sqft · built 1984
Lot Size0.235 acres (10,238 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Apr 2020)
Tax Bill$2,804 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Apr 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC015802001700160

Property Details

APN / Parcel Number

Primary APNC015802001700160
Alternative APN
  • C-01-35-28-020-0170-0160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,456 sqft Living Area
1st Floor Area1,811 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1992
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,238 sqft (0.235 acres)
Lot Dimensions125 ft deep x 82 ft wide
Garage TypeFinished
Garage Area483 sqft
DrivewayDriveway
Driveway Area468 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area509 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC015802001700160
Street Address4523 HARDER AVE
CitySEBRING
StateFL
Zip33875-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE HAVEN ESTATES SEC 1 PB 7-PG 6 LOT 16 BLK 17
Legal Range28E
Legal Township35S
Legal Section01
Legal SubdivisionLAKE HAVEN ESTATES
Legal Block17
Legal Lot Number16
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1046
Census Tract961301

Owner

Source: Highlands County records · APN C015802001700160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4523 HARDER AVE, SEBRING, FL 33875-5128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Apr 14, 2020Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP
Sep 18, 2019Warranty Deed, Transfer · Commercial Mortgage
LENDINGHOME FUNDING CORP
Sep 05, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2020 · Amount on Record
Deed SaleApr 14, 2020 · Amount on Record
Prior SaleSep 18, 2019 · Amount on Record
Deed Document Number1982340
Deed Book / Page2748 / 558
Record UpdatedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4523 HARDER AVE, SEBRING, FL 33875-5128
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4523 HARDER AVE, SEBRING, FL 33875-5128

Mortgage

Document Number0002104928
DateJul 14, 2022
Book Page2918/1447
Instrument2104928
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 14, 2020
Property Address4523 HARDER AVE, SEBRING, FL 33875-5128
Document Number0001982340
Book / Page2748 / 558
Map ReferenceMB 7 PG 6
Instrument DateApr 09, 2020
Instrument1982340
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001982341
DateApr 14, 2020
Book Page2748/560
Instrument1982341
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateSep 18, 2019
Property Address4523 HARDER AVE, SEBRING, FL 33875-5128
Document Number0001956580
Book / Page2713 / 0631
Map ReferenceMB 7 PG 6
Instrument DateSep 16, 2019
Instrument1956580
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2351 LAKEVIEW DR UNIT 404, 2351, SEBRING, FL 33870-4918

Transferred To (Grantee/Buyer)

NameVerified Name
Address1200 HIGHLANDS DR, LAKE PLACID, FL 33852-6969
InvestorPossibly a Property Investor

Mortgage

Document Number0002713633
DateSep 18, 2019
Instrument2713/633
Lender
NameLENDINGHOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateSep 05, 2018
Property Address4523 HARDER AVE, SEBRING, FL 33875-5128
Document Number0001910343
Book / Page002654 / 000598
Instrument DateAug 30, 2018
Instrument1910343
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address2351 LAKEVIEW DR SEBRING FL 338704907, SEBRING, FL 33870-4907

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$226,712 (+5.99%)$242,229 (+0.07%) Land $19,988 Building $222,241
2024$2,804.00 (+2.07%)
2023$2,747.00 (+1.37%) Homeowner's exemption$213,906 (+3%)$242,051 (+16.55%) Land $16,400 Building $225,651
2022$2,710.00 Homeowner's exemption$207,676 Land $12,300 Building $195,376$207,676 Land $12,300 Building $195,376

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 467 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harder Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures