4531 Blanchard Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4531 Blanchard Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,932 sqft · built 1950
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Jun 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`329-201-003-000`

Property Details

APN / Parcel Number

Primary APN	`329-201-003-000`
Alternative APNs	`32920103100` `3292010310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	89,734 sqft
Terrain	Wooded
Patio Area	1,932 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4531 BLANCHARD RD
City	PLACERVILLE
State	CA
Zip	95667-8693
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE10
Legal Description	POR L 6
Legal Subdivision	HWY VIEW TERR
Legal Lot Number	6
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2004
Census Tract	31505

Owner

Source: El Dorado County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4531 BLANCHARD RD, PLACERVILLE, CA 95667-8693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage LEADER ONE FINANCIAL CORP
Jun 3, 2020	Deed of Trust, Mortgage · Reverse Mortgage LEADER ONE FINANCIAL CORP
May 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 1995
Deed Sale	Sep 14, 1995
Deed Document Number	199541711
Deed Book / Page	4540 / 684
Last Transfer Date	Aug 25, 2015
Transfer Doc	0000041935
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4531 BLANCHARD RD, PLACERVILLE, CA 95667-8693
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 BLANCHARD RD, PLACERVILLE, CA 95667-8693

Mortgage

Document Number	0000058769
Date	Sep 14, 2021
Instrument	2021-0058769

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4531 BLANCHARD RD, PLACERVILLE, CA 95667-8693
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025620
Date	Jun 3, 2020
Instrument	2020-0025620

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4531 BLANCHARD RD, PLACERVILLE, CA 95667-8693
Document Number	0000025621
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL AGENCY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4531 BLANCHARD RD PLACERVILLE CA 956678693, PLACERVILLE, CA 95667-8693

Mortgage

Document Number	0000025621
Date	Jun 3, 2020
Instrument	25621

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$187,885 (+2%) Land $33,929 Building $153,956
2025	$1,895.00 (+5.22%) Homeowner's exemption	$184,202 (+4.04%) Land $33,264 Building $150,938
2023	$1,801.00 (+0.61%) Homeowner's exemption	$177,051 Land $31,973 Building $145,078
2022	$1,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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