453 E Prospect St, Oneida, IL 61467 Property Records

Knox County property record for 453 E Prospect St, Oneida, IL 61467

Property Summary

Property TypeSingle Family Home
Details1,953 sqft · built 1973
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on Record
Last Sale$97,000 (Sep 2018)
Tax Bill$3,738 (2025)
Deeds & MortgagesOct 2018 Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN02-36-252-003

Property Details

APN / Parcel Number

Primary APN02-36-252-003

Interior

Stories1 Story
Building Area1,953 sqft Base Area
1st Floor Area1,953 sqft
Basement Area1,680 sqft
Unfinished Basement1,680 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area32,670 sqft (0.75 acres)
Lot Dimensions363 ft deep x 90 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address453 E PROSPECT ST
CityONEIDA
StateIL
Zip61467-9200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSD W 1/2 NE S36 T13 R2 E 90' BLK 5 & S 1/2 VAC HOLMES ST LYG N & ADJ
Legal Range02
Legal Township13
Legal Section36
Legal Block5
JurisdictionKNOX IL
Township / Civil DivisionONTARIO
Census Block Group4
Census Block4014
Census Tract100

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1563 GRAND AVE, GALESBURG, IL 61401-5333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
TOMPKINS STATE BANK
Sep 18, 2018Warranty Deed, Transfer
WESTERN ILLINOIS TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2018 · Amount on Record
Deed SaleSep 18, 2018 · Amount on Record
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX IL
Property Address453 E PROSPECT ST, ONEIDA, IL 61467-9200
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyWESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001051921
DateOct 30, 2018
Instrument1051921
Lender
NameTOMPKINS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 22, 2023
Interest
Rate TypeFixed Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKNOX IL
Recording DateSep 18, 2018
Property Address453 E PROSPECT ST, ONEIDA, IL 61467-9200
Document Number0001050991
Instrument DateSep 17, 2018
Instrument1050991
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanyWESTERN ILLINOIS TITLE

Transaction

AmountAmount Recorded
Tax$145.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 456 WATAGA IL 614880456, WATAGA, IL 61488-0456

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKnox County
County SubdivisionOntario Township
MunicipalityOneida City
Unified School DistrictROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,738.00 (+20.81%)$52,290 (+44.21%) Land $2,820 Building $49,470$156,870 (+44.21%) Land $8,460 Building $148,410
2022$3,094.00$36,260 Land $2,260 Building $34,000$108,780 Land $6,780 Building $102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA
serves 644 people · EPA ID IL0950400
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Oneida Network Services
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
100 / 20

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