Knox County property record for 445 E Prospect St, Oneida, IL 61467
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,974 sqft · built 1971 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,000 (Mar 2009) |
| Tax Bill | $5,911 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-36-252-002 |
| Primary APN | 02-36-252-002 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,974 sqft Base Area |
| 1st Floor Area | 1,974 sqft |
| Basement Area | 2,722 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 39,640 sqft (0.91 acres) |
| Lot Dimensions | 330 ft deep x 120 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,323 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Pool |
| Pool Area | 1,714 sqft |
| Street Address | 445 E PROSPECT ST |
|---|---|
| City | ONEIDA |
| State | IL |
| Zip | 61467-9100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 120' OF W 240' BLK 5 W 1/2 NE S36 T13 R2 |
| Legal Range | 02 |
| Legal Township | 13 |
| Legal Section | 36 |
| Legal Block | 5 |
| Jurisdiction | KNOX IL |
| Township / Civil Division | ONTARIO |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 100 |
Source: Knox County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 445 E PROSPECT ST, ONEIDA, IL 61467-9100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IH MS VLY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2009 · Amount on Record |
| Deed Sale | Mar 12, 2009 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX IL |
| Property Address | 445 E PROSPECT ST, ONEIDA, IL 61467-9100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001075639 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 1075639 |
| Name | HERITAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Nov 28, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX IL |
| Property Address | 445 E PROSPECT ST, ONEIDA, IL 61467-9100 |
| Document Number | 0001063622 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 E PROSPECT ST ONEIDA IL 614679100, ONEIDA, IL 61467-9100 |
| Document Number | 0001063622 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 1063622 |
| Name | IH MS VLY CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Knox County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Knox County |
| County Subdivision | Ontario Township |
| Municipality | Oneida City |
| Unified School District | ROWVA Community Unit School District 208 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,911.00 (+31.71%) | $79,200 (+35.15%) Land $3,650 Building $75,550 | $237,600 (+35.15%) Land $10,950 Building $226,650 |
| 2022 | $4,488.00 | $58,600 Land $2,920 Building $55,680 | $175,800 Land $8,760 Building $167,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA serves 644 people · EPA ID IL0950400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Oneida Network Services Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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