324 E Prospect St, Oneida, IL 61467 Property Records

Knox County property record for 324 E Prospect St, Oneida, IL 61467

Property Summary

Property Type	Single Family Home
Details	796 sqft · built 1882
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jun 2021)
Tax Bill	$1,294 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-36-186-002`

Property Details

APN / Parcel Number

Primary APN	`02-36-186-002`

Interior

Stories	1 Story
Building Area	796 sqft Base Area
1st Floor Area	796 sqft
Basement Area	412 sqft
Unfinished Basement	412 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	165 ft deep x 82 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	324 E PROSPECT ST
City	ONEIDA
State	IL
Zip	61467-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 21 CITY OF ONEIDA
Legal Subdivision	ONEIDA
Legal Block	21
Legal Lot Number	2
Jurisdiction	KNOX IL
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4015
Census Tract	100

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1563 GRAND AVE, GALESBURG, IL 61401-5333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Aug 5, 2015 · Amount on Record
Prior Transfer Date	Aug 4, 2015
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX IL
Recording Date	Jun 15, 2021
Property Address	324 E PROSPECT ST, ONEIDA, IL 61467-5123
Document Number	0001072384
Instrument Date	Jun 15, 2021
Instrument	1072384
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	453 E PROSPECT ST, ONEIDA, IL 61467-9200

Mortgage

Document Number	0001072385
Date	Jun 15, 2021
Instrument	1072385

Lender

Name	TOMPKINS STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.95%

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Ontario Township
Municipality	Oneida City
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,294.00 (+13.41%)	$22,030 (+13.67%) Land $2,340 Building $19,690	$66,090 (+13.67%) Land $7,020 Building $59,070
2022	$1,141.00	$19,380 Land $1,870 Building $17,510	$58,140 Land $5,610 Building $52,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA serves 644 people · EPA ID IL0950400
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Prospect St

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