332 E Prospect St, Oneida, IL 61467 Property Records

Knox County property record for 332 E Prospect St, Oneida, IL 61467

Property Summary

Property TypeSingle Family Home
Details992 sqft · built 1876
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$28,500 (May 2010)
Tax Bill$751 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-36-186-003

Property Details

APN / Parcel Number

Primary APN02-36-186-003

Interior

Stories1 Story
Building Area992 sqft Base Area
1st Floor Area992 sqft

Exterior

Year BuiltBuilt 1876
Effective Year BuiltEffective 1876
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions165 ft deep x 82 ft wide
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address332 E PROSPECT ST
CityONEIDA
StateIL
Zip61467-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK 21 CITY OF ONEIDA
Legal Block21
Legal Lot Number1
JurisdictionKNOX IL
Township / Civil DivisionONTARIO
Census Block Group4
Census Block4015
Census Tract100

Owner

Source: Knox County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address332 E PROSPECT ST, ONEIDA, IL 61467-5118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Line of Credit
ANDERSON STATE BANK
Feb 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
ANDERSON STATE BANK
Jul 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
ANDERSON STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2010 · Amount on Record
Deed SaleMay 12, 2010 · Amount on Record
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX IL
Property Address332 E PROSPECT ST, ONEIDA, IL 61467-5118
Transaction TypeMortgage
Record UpdatedFeb 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001091173
DateFeb 14, 2024
Instrument1091173
Lender
NameANDERSON STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 25, 2029
Interest
Rate TypeFixed Rate
Rate6.25%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX IL
Property Address332 E PROSPECT ST, ONEIDA, IL 61467-5118
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyWESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001077737
DateFeb 3, 2022
Instrument1077737
Lender
NameANDERSON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 1, 2027
Interest
Rate TypeFixed Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX IL
Property Address332 E PROSPECT ST, ONEIDA, IL 61467-5118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001064298
DateJul 2, 2020
Instrument1064298
Lender
NameANDERSON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 1, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKnox County
County SubdivisionOntario Township
MunicipalityOneida City
Unified School DistrictROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$751.00 (+41.7%)$15,300 (+25.2%) Land $1,830 Building $13,470$45,900 (+25.2%) Land $5,490 Building $40,410
2022$530.00$12,220 Land $1,460 Building $10,760$36,660 Land $4,380 Building $32,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA
serves 644 people · EPA ID IL0950400
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Oneida Network Services
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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