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409 E Prospect St, Oneida, IL 61467 Property Records

Knox County property record for 409 E Prospect St, Oneida, IL 61467

Property Summary

Property TypeSingle Family Home
Details1,120 sqft · built 1880
Lot Size0.81 acres (35,284 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Jun 2013)
Tax Bill$885 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-36-183-003

Property Details

APN / Parcel Number

Primary APN02-36-183-003

Interior

Stories2 Stories
Building Area1,120 sqft Base Area
1st Floor Area1,120 sqft
Basement Area880 sqft
Unfinished Basement880 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area35,284 sqft (0.81 acres)
Lot Dimensions179 ft deep x 196 ft wide
Garage Area832 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address409 E PROSPECT ST
CityONEIDA
StateIL
Zip61467-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMP & WEST'S ADD LTS 2 3 & 4 BLK 40 ( EX N36' LT 2 ) CITY OF ONEIDA
Legal SubdivisionWEST'S ADD
Legal Block40
Legal Lot Number2-4
JurisdictionKNOX IL
Township / Civil DivisionONTARIO
Census Block Group4
Census Block4014
Census Tract100

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address409 E PROSPECT ST, ONEIDA, IL 61467-5119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST MID ILLINOIS BK & TR NA
Jul 22, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jun 8, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2013 · Amount on Record
Deed SaleJun 17, 2013 · Amount on Record
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX IL
Property Address409 E PROSPECT ST, ONEIDA, IL 61467-5119
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001076035
DateNov 19, 2021
Instrument1076035
Lender
NameFIRST MID ILLINOIS BK & TR NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2036
Interest
Rate TypeFixed Rate

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKNOX IL
Recording DateJul 22, 2020
Property Address409 E PROSPECT ST, ONEIDA, IL 61467-5119
Document Number0001064753
Instrument DateJul 21, 2020
Instrument1064753
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$37.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address409 E PROSPECT ST ONEIDA IL 614675119, ONEIDA, IL 61467-5119

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKNOX IL
Recording DateJun 8, 2020
Property Address409 E PROSPECT ST, ONEIDA, IL 61467-5119
Document Number0001063634
Instrument DateMay 27, 2020
Instrument1063634
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$36.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 KNOX ROAD 2300 N GALESBURG IL 614018682, GALESBURG, IL 61401-8682

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKnox County
County SubdivisionOntario Township
MunicipalityOneida City
Unified School DistrictROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$885.00 (-5.35%)$29,430 (+25.23%) Land $4,910 Building $24,520$88,290 (+25.23%) Land $14,730 Building $73,560
2022$935.00$23,500 Land $3,920 Building $19,580$70,500 Land $11,760 Building $58,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEIDA
serves 644 people · EPA ID IL0950400
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Oneida Network Services
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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