505 Adams St, Elgin, IL 60123 Property Records

Kane County property record for 505 Adams St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,343 sqft · built 1949
Lot Size0.241 acres (10,494 sqft)
OwnerIndividual Name on File
Tax Bill$5,264 (2025)
Flood ZoneZone X (minimal risk)
APN06-23-260-010

Property Details

APN / Parcel Number

Primary APN06-23-260-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,343 sqft Living Area
Gross Area2,268 sqft
1st Floor Area1,343 sqft
Basement Area925 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area10,494 sqft (0.241 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address505 ADAMS ST
CityELGIN
StateIL
Zip60123-7429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGEORGE L KIRKS SUB LOT 10
Legal SubdivisionGEORGE L KIRKS SUB
Legal Block4
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4017
Census Tract851600

Owner

505 Adams St is owned and occupied by an individual.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address505 ADAMS ST, ELGIN, IL 60123-7429
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 505 Adams St was $5,264 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,264.00 Homeowner's exemption$77,011 (+8.57%) Land $18,999 Building $58,012$231,125 (+8.57%) Land $57,020 Building $174,106
2024$70,932 Land $17,499 Building $53,433$212,881 Land $52,518 Building $160,363
2022$4,546.00 (+4.79%) Homeowner's exemption$58,432 (+6.96%) Land $14,415 Building $44,017$175,296 (+6.96%) Land $43,245 Building $132,051
2021$4,338.00 Homeowner's exemption$54,630 Land $13,477 Building $41,153$163,890 Land $40,431 Building $123,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Adams St

Nearby Streets

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