Nassau County property record for 45283 Oak Trl, Callahan, FL 32011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,495 sqft · built 1990 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $13,300 (Oct 2004) |
| Tax Bill | $3,240 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 30-2N-25-0000-0004-0090 |
| Primary APN | 30-2N-25-0000-0004-0090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,495 sqft Living Area |
| Gross Area | 3,045 sqft |
| 1st Floor Area | 2,495 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Pool Area | 364 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 110 sqft |
| Deck Area | Deck Area |
| Patio Area | 2,426 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45283 OAK TRL |
|---|---|
| City | CALLAHAN |
| State | FL |
| Zip | 32011-3743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | PT SW1/4 OF NE1/4 OF SEC 30-2N-25E IN OR 2787/1337 |
| Legal Range | 25E |
| Legal Township | 02N |
| Legal Section | 30 |
| Legal Block | 90 |
| Legal Lot Number | 4 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 50507 |
Source: Nassau County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45283 OAK TRL, CALLAHAN, FL 32011-3743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage LOANPEOPLE LLC |
| Jan 8, 2026 | Deed of Trust, Mortgage ROBERT B CARRYL |
| Jun 21, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2004 · Amount on Record |
| Deed Sale | Oct 26, 2004 · Amount on Record |
| Prior Sale | Dec 13, 2002 · Amount on Record |
| Deed Document Number | 200436179 |
| Deed Book / Page | 1268 / 1483 |
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0026490350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 7, 2026 |
| Property Address | 45283 OAK TRL, CALLAHAN, FL 32011-3743 |
| Document Number | 0000013914 |
| Book / Page | 2866 / 1727 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202613914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 45283 OAK TRL, CALLAHAN, FL 32011-3743 |
| Document Number | 0000013914, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 2866/1727 |
| Instrument | 202613914 |
| Name | LOANPEOPLE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 45283 OAK TRL, CALLAHAN, FL 32011-3743 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45283 OAK TRL, CALLAHAN, FL 32011-3743 |
| Document Number | 0028400272 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 2840/272 |
| Instrument | 202645000610 |
| Name | ROBERT B CARRYL |
|---|---|
| Type | Private Party |
| Address | 4050 ORTEGA FOREST DR, JACKSONVILLE, FL 32210 |
| Amount | Amount Recorded |
|---|---|
| Term | 22 Months |
| Due | Nov 1, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 45283 OAK TRL, CALLAHAN, FL 32011-3743 |
| Document Number | 0026490350 |
| Book / Page | 2649 / 350 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 202345018814 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45283 OAK TRL, CALLAHAN, FL 32011-3743 |
| Name | Verified Name |
|---|---|
| Address | 45283 OAK TRL, CALLAHAN, FL 32011-3743 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Callahan Town |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,240.00 (+1.98%) | $267,095 (+3.33%) | $443,276 (+5.68%) Land $45,000 Building $398,276 |
| 2024 | $3,177.00 (+9.06%) Homeowner's exemption Widower's exemption | $258,488 (+12.48%) | $419,439 (+10.05%) Land $35,000 Building $384,439 |
| 2023 | $2,913.00 (+12.17%) Homeowner's exemption | $229,803 (+6.59%) | $381,142 (+33.16%) Land $35,000 Building $346,142 |
| 2022 | $2,597.00 Homeowner's exemption | $215,587 | $286,225 Land $35,000 Building $251,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAHAN WTP serves 1,730 people · EPA ID FL2450146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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