Shelby County property record for 4527 Whisper Spring Dr, Collierville, TN 38017
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3.5 ba · 4,044 sqft · built 2000 |
| Lot Size | 0.454 acres (19,755 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2018) |
| Tax Bill | $2,163 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-258Z-A0-0011 |
| Primary APN | C0-258Z-A0-0011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,044 sqft Living Area |
| Gross Area | 4,803 sqft |
| 1st Floor Area | 2,848 sqft |
| Utility Area | 40 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 19,755 sqft (0.454 acres) |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4527 WHISPER SPRING DR |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-8504 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1 |
| Legal Description | WS WHISPER SPRINGS DR SEE MAP D2-58ZA |
| Legal Subdivision | WHISPERWOODS PH 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21545 |
4527 Whisper Spring Dr, a planned unit development, is owned and occupied by two individuals who bought it in July 2018.
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4527 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 31, 2018 | Warranty Deed, Transfer · Conventional with PMI PINNACLE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on File |
| Deed Sale | Jul 31, 2018 · Amount on File |
| Prior Sale | Aug 5, 2003 · Amount on File |
| Deed Document Number | 201876531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4527 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021058910 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 21058910 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4527 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021030984 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 21030984 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 31, 2018 |
| Property Address | 4527 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8504 |
| Document Number | 0000076531 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 76531 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4527 WHISPER SPRING DR COLLIERVILLE TN 380178504, COLLIERVILLE, TN 38017-8504 |
| Document Number | 76532 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 76532 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 30, 2033 |
The 2025 property tax bill for 4527 Whisper Spring Dr was $2,163.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,163.00 | $133,550 Land $29,500 Building $104,050 | $534,200 Land $118,000 Building $416,200 |
| 2023 | $97,200 Land $22,775 Building $74,425 | ||
| 2022 | $4,966.00 | ||
| 2021 | $388,800 Land $91,100 Building $297,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4527 Whisper Spring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4527 Whisper Spring Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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