4489 Whisper Spring Dr, Collierville, TN 38017 Property Records

Shelby County property record for 4489 Whisper Spring Dr, Collierville, TN 38017

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3 ba · 3,904 sqft · built 2004
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Sep 2004)
Tax Bill$2,166 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC0-258Z-A0-0007

Property Details

APN / Parcel Number

Primary APNC0-258Z-A0-0007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,904 sqft Living Area
Gross Area4,571 sqft
1st Floor Area2,422 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area15,000 sqft (0.344 acres)
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area186 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4489 WHISPER SPRING DR
CityCOLLIERVILLE
StateTN
Zip38017-8503
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR-1
Legal DescriptionWS WHISPER SPRINGS DR SEE MAP D2-58ZA
Legal SubdivisionWHISPERWOODS PH 1
Legal Lot Number7
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group1
Census Block1010
Census Tract21545

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4489 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2004 · Amount on Record
Deed SaleSep 16, 2004 · Amount on Record
Prior SaleFeb 18, 2004 · Amount on Record
Deed Document Number2004155831
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4489 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8503
Document Number0000122826
Instrument DateNov 9, 2019
Transaction TypeMortgage
Record UpdatedDec 6, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4489 WHISPER SPRING DR COLLIERVILLE TN 380178503, COLLIERVILLE, TN 38017-8503

Mortgage

Document Number0000122826
DateNov 25, 2019
Instrument122826
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityCollierville Town
Unified School DistrictCollierville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,166.00 (-56.44%)$133,750 (+37.43%) Land $29,500 Building $104,250$535,000 (+37.43%) Land $118,000 Building $417,000
2023$97,325 Land $22,775 Building $74,550
2022$4,973.00
2021$389,300 Land $91,100 Building $298,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIERVILLE WATER DEPT
serves 51,972 people · EPA ID TN0000126
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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