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4528 Whisper Spring Dr, Collierville, TN 38017 Property Records

Shelby County property record for 4528 Whisper Spring Dr, Collierville, TN 38017

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3.5 ba · 3,734 sqft · built 2004
Lot Size0.426 acres (18,571 sqft)
Owner2 Individual Names on Record
Last Sale$369,900 (Feb 2008)
Tax Bill$2,169 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC0-258Z-A0-0046

Property Details

APN / Parcel Number

Primary APNC0-258Z-A0-0046

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,734 sqft Living Area
Gross Area4,409 sqft
1st Floor Area2,018 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Lot Area18,571 sqft (0.426 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area92 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4528 WHISPER SPRING DR
CityCOLLIERVILLE
StateTN
Zip38017-8502
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeR-1
Legal DescriptionES WHISPER SPRINGS DR SEE MAP D2-58ZA
Legal SubdivisionWHISPERWOODS PH 1
Legal Lot Number46
JurisdictionSHELBY TN
Township / Civil Division2
Census Block Group1
Census Block1018
Census Tract21545

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4528 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
PHH MORTGAGE SERVICES CORP
Jan 7, 2017Deed of Trust, Mortgage · Conventional with PMI
HOMEWARD RESID'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2008 · Amount on Record
Deed SaleFeb 15, 2008 · Amount on Record
Prior SaleOct 18, 2007 · Amount on Record
Deed Document Number200822311
Last Transfer DateDec 16, 2011
Transfer Doc0000126601
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4528 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8502
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006312
DateJan 19, 2021
Instrument21006312
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4528 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8502
Document Number0000004876
Instrument DateJan 7, 2017
Transaction TypeMortgage
Record UpdatedJan 20, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4528 WHISPER SPRING DR COLLIERVILLE TN 380178502, COLLIERVILLE, TN 38017-8502

Mortgage

Document Number0000004876
DateJan 17, 2017
Instrument4876
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 16, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityCollierville Town
Unified School DistrictCollierville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,169.00 (-56.42%)$133,900 (+37.47%) Land $29,500 Building $104,400$535,600 (+37.47%) Land $118,000 Building $417,600
2023$97,400 Land $22,775 Building $74,625
2022$4,977.00
2021$389,600 Land $91,100 Building $298,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIERVILLE WATER DEPT
serves 51,972 people · EPA ID TN0000126
Water SourceGroundwater
Last State InspectionMar 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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