Shelby County property record for 4496 Whisper Spring Dr, Collierville, TN 38017
| Property Type | Planned Unit Development |
|---|---|
| Details | 4 bd · 3.5 ba · 3,787 sqft · built 2000 |
| Lot Size | 0.427 acres (18,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (May 2019) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-258Z-A0-0041 |
| Primary APN | C0-258Z-A0-0041 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,787 sqft Living Area |
| Gross Area | 4,546 sqft |
| 1st Floor Area | 2,315 sqft |
| Utility Area | 64 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 18,616 sqft (0.427 acres) |
| Garage Type | Attached |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Patio Area | 591 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4496 WHISPER SPRING DR |
|---|---|
| City | COLLIERVILLE |
| State | TN |
| Zip | 38017-8501 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | R-1 |
| Legal Description | NS WHISPER SAGE DR COR WHISPER SPRINGS DR (NE) SEE MAP GRID 206 L |
| Legal Subdivision | WHISPERWOODS PD 1 |
| Legal Lot Number | 41 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21545 |
4496 Whisper Spring Dr, a planned unit development, is owned and occupied by two individuals who bought it in May 2019.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4496 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Dec 18, 2018 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2019 · Amount on File |
| Deed Sale | May 3, 2019 · Amount on File |
| Prior Sale | Jun 19, 2007 · Amount on File |
| Deed Document Number | 201943553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4496 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0022058807 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 22058807 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | COLLIERVILLE, TN 38017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4496 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8501 |
| Document Number | 0000002231 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2019 |
| Name | Verified Name |
|---|---|
| Address | 4496 WHISPER SPRING DR COLLIERVILLE TN 380178501, COLLIERVILLE, TN 38017-8501 |
| Document Number | 0000002231 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 2231 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 7, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4496 Whisper Spring Dr was $2,094.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 | $129,275 Land $29,500 Building $99,775 | $517,100 Land $118,000 Building $399,100 |
| 2023 | $98,100 Land $22,775 Building $75,325 | ||
| 2022 | $5,012.00 | ||
| 2021 | $392,400 Land $91,100 Building $301,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4496 Whisper Spring Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4496 Whisper Spring Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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