4538 Whisper Spring Dr, Collierville, TN 38017 Property Records

Shelby County property record for 4538 Whisper Spring Dr, Collierville, TN 38017

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3.5 ba · 3,943 sqft · built 2004
Lot Size	0.381 acres (16,599 sqft)
Owner	Individual Name on Record
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0-258Z-A0-0047`

Property Details

APN / Parcel Number

Primary APN	`C0-258Z-A0-0047`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,943 sqft Living Area
Gross Area	4,665 sqft
1st Floor Area	2,049 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	16,599 sqft (0.381 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	99 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4538 WHISPER SPRING DR
City	COLLIERVILLE
State	TN
Zip	38017-8502
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1
Legal Description	ES WHISPER SPRINGS DR SEE MAP D2-58ZA
Legal Subdivision	WHISPERWOODS PH 1
Legal Lot Number	47
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	1
Census Block	1018
Census Tract	21545

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4538 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020
Deed Sale	Jul 16, 2020
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	202073346
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000073346
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 16, 2020
Property Address	4538 WHISPER SPRING DR, COLLIERVILLE, TN 38017-8502
Document Number	0000073346
Instrument Date	Jun 22, 2020
Instrument	73346
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4538 WHISPER SPRING DR COLLIERVILLE TN 380178502, COLLIERVILLE, TN 38017-8502

Mortgage

Document Number	73347
Date	Jul 16, 2020
Instrument	73347

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00 (-56.45%)	$132,750 (+37.39%) Land $29,500 Building $103,250	$531,000 (+37.39%) Land $118,000 Building $413,000
2023		$96,625 Land $22,775 Building $73,850
2022	$4,937.00
2021			$386,500 Land $91,100 Building $295,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20