4527 Hancock Ct, Chipley, FL 32428 Property Records

Washington County property record for 4527 Hancock Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,704 sqft · built 1979
Lot Size	0.383 acres (16,727 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2022)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`04-0176-0021`

Property Details

APN / Parcel Number

Primary APN	`04-0176-0021`
Alternative APN	`000401760021`

Interior

Full Baths	2 Baths
Building Area	1,704 sqft Heated Area
Gross Area	1,894 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2012
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,727 sqft (0.383 acres)
Lot Width	80 ft Width
Garage Area	299 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Patio Area	100 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401760021
Street Address	4527 HANCOCK CT
City	CHIPLEY
State	FL
Zip	32428-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT # 4 LOT 21 ORB 1243 P 894 BLK 0176
Legal Range	13W
Legal Township	02N
Legal Section	31
Legal Subdivision	SUNNY HILLS
Legal Block	176
Legal Lot Number	21
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1107
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4527 HANCOCK CT, CHIPLEY, FL 32428-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Oct 20, 2018	Loan Modification, Mortgage · FHA Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Dec 4, 2013 · Amount on Record
Deed Document Number	0001243894
Deed Book / Page	1243 / 894
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 6, 2022
Property Address	4527 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067005069
Book / Page	1243 / 894
Map Reference	MB 2 PG 42-54
Instrument Date	Jun 6, 2022
Instrument	202267005069
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4527 HANCOCK CT, 4527, CHIPLEY, FL 32428-3122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19053 NE OAK HILL DR, BLOUNTSTOWN, FL 32424-4316

Mortgage

Document Number	0000000896
Date	Jun 6, 2022
Instrument	1243/896

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	4527 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067008571
Instrument Date	Oct 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4527 HANCOCK CT CHIPLEY FL 324283122, CHIPLEY, FL 32428-3122

Mortgage

Document Number	0067008571
Date	Dec 21, 2018
Book Page	001133/000728
Instrument	67008571

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00 (+4.74%) Homeowner's exemption	$192,633 (+1.44%) Land $6,000 Building $186,633	$192,633 (+1.44%) Land $6,000 Building $186,633
2024	$2,046.00 (-13.31%) Homeowner's exemption	$189,895 (+11.58%) Land $6,000 Building $183,895	$189,895 (+11.58%) Land $6,000 Building $183,895
2023	$2,360.00 (+263.64%)	$170,194 (+99.81%) Land $5,000 Building $165,194	$170,194 (+35.82%) Land $5,000 Building $165,194
2022	$649.00 Homeowner's exemption	$85,178	$125,308 Land $3,500 Building $121,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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