4537 Hancock Ct, Chipley, FL 32428 Property Records

Washington County property record for 4537 Hancock Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,974 sqft · built 1979
Lot Size	0.367 acres (16,030 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Mar 2020)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Jun 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-0176-0024`

Property Details

APN / Parcel Number

Primary APN	`04-0176-0024`
Alternative APN	`000401760024`

Interior

Full Baths	3 Baths
Building Area	1,974 sqft Heated Area
Gross Area	3,166 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2008
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,030 sqft (0.367 acres)
Lot Width	80 ft Width
Garage Type	Finished
Garage Area	575 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	187 sqft
Patio Area	430 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401760024
Street Address	4537 HANCOCK CT
City	CHIPLEY
State	FL
Zip	32428-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT # 4 LOT 24 ORB 1171 P 337 BLK 0176
Legal Range	13W
Legal Township	02N
Legal Section	31
Legal Subdivision	SUNNY HILLS
Legal Block	176
Legal Lot Number	24
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1107
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4537 HANCOCK CT, CHIPLEY, FL 32428-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2020	Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Sep 5, 2001 · Amount on Record
Deed Document Number	202067001873
Deed Book / Page	1171 / 337
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4537 HANCOCK CT, CHIPLEY, FL 32428-3122
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 HANCOCK CT, CHIPLEY, FL 32428-3122

Mortgage

Document Number	0067000897
Date	Feb 8, 2023
Book Page	1264/518
Instrument	202367000897

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jul 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4537 HANCOCK CT, CHIPLEY, FL 32428-3122
Transaction Type	Mortgage
Record Updated	Sep 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4537 HANCOCK CT, CHIPLEY, FL 32428-3122

Mortgage

Document Number	0067005279
Date	Jun 13, 2022
Book Page	1244/640
Instrument	202267005279

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 6, 2020
Property Address	4537 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067001873
Book / Page	1171 / 337
Map Reference	MB 2 PG 42-54
Instrument Date	Feb 28, 2020
Instrument	202067001873
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	DEFENDER T&E AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5037 FROZEN SPRINGS CT, 5037, LAS VEGAS, NV 89130-7267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6610 TILLMAN RD, PANAMA CITY, FL 32409-1428

Mortgage

Document Number	0000000339
Date	Mar 6, 2020
Instrument	1171/0339

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (+7.43%)	$239,742 (-3.74%) Land $6,000 Building $233,742	$239,742 (-3.74%) Land $6,000 Building $233,742
2024	$3,081.00 (+9.29%)	$249,050 (+13.23%) Land $6,000 Building $243,050	$249,050 (+13.23%) Land $6,000 Building $243,050
2023	$2,819.00 (+8.88%)	$219,952 (+9.58%) Land $5,000 Building $214,952	$219,952 (+9.58%) Land $5,000 Building $214,952
2022	$2,589.00	$200,714 Land $3,500 Building $197,214	$200,714 Land $3,500 Building $197,214

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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