4509 Hancock Ct, Chipley, FL 32428 Property Records

Washington County property record for 4509 Hancock Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1977
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2022)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-0176-0015`

Property Details

APN / Parcel Number

Primary APN	`04-0176-0015`
Alternative APN	`000401760015`

Interior

Full Baths	2 Baths
Building Area	1,456 sqft Heated Area
Gross Area	2,128 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2014
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Width	75 ft Width
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	288 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401760015
Street Address	4509 HANCOCK CT
City	CHIPLEY
State	FL
Zip	32428-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 15 ORB 1254 P 148 BLK 176
Legal Range	14W
Legal Township	02N
Legal Section	36
Legal Subdivision	SUNNY HILLS
Legal Block	176
Legal Lot Number	15
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1107
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4509 HANCOCK CT, CHIPLEY, FL 32428-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2022	Quit Claim Deed, Transfer NORTHWEST TITLE GROUP LLC
May 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 29, 2017	Grant Deed, Transfer PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Sep 23, 2022
Deed Document Number	202267008001
Deed Book / Page	1254 / 148
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 23, 2022
Property Address	4509 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067008001
Book / Page	1254 / 148
Map Reference	MB 2 PG 42-54
Instrument Date	Sep 21, 2022
Instrument	202267008001
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 411, WAUSAU, FL 32463-0411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4509 HANCOCK CT, CHIPLEY, FL 32428-3122

Mortgage

Document Number	0000000150
Date	Sep 23, 2022
Instrument	1254/150

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 23, 2022
Property Address	4509 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067008000
Book / Page	1254 / 147
Map Reference	MB 2 PG 42-54
Instrument Date	Sep 15, 2022
Instrument	202267008000
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4075 LIIIWOOD DRIVE, 4075, CHIPLEY, FL 32428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 411, WAUSAU, FL 32463-0411

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 9, 2017
Property Address	4509 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067002839
Book / Page	001088 / 000299
Instrument Date	May 9, 2017
Instrument	67002839
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$266.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 411 WAUSAU FL 324630411, WAUSAU, FL 32463-0411

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 29, 2017
Property Address	4509 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067001823
Book / Page	001085 / 000123
Instrument Date	Mar 23, 2017
Instrument	67001823
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	PREMIUM TITLE INC, PREMIER TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1032 BRICKYARD RD CHIPLEY FL 324284347, CHIPLEY, FL 32428-4347

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (+6.83%) Homeowner's exemption	$161,068 (+2.9%)	$176,030 (+3.53%) Land $6,000 Building $170,030
2024	$1,597.00 (+2.57%) Homeowner's exemption	$156,529 (+3%)	$170,027 (+11.88%) Land $6,000 Building $164,027
2023	$1,557.00 (+60.85%) Homeowner's exemption	$151,970 (+85.34%) Land $5,000 Building $146,970	$151,970 (+85.34%) Land $5,000 Building $146,970
2022	$968.00	$81,997 Land $3,500 Building $78,497	$81,997 Land $3,500 Building $78,497

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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