4531 Hancock Ct, Chipley, FL 32428 Property Records

Washington County property record for 4531 Hancock Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,440 sqft · built 1978
Lot Size	0.376 acres (16,422 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jul 2019)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-0176-0022`

Property Details

APN / Parcel Number

Primary APN	`04-0176-0022`
Alternative APN	`000401760022`

Interior

Full Baths	2 Baths
Building Area	1,440 sqft Heated Area
Gross Area	1,880 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2016
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,422 sqft (0.376 acres)
Lot Width	80 ft Width
Garage Type	Finished
Garage Area	260 sqft
Porch	Finished/Screened Porch
Porch Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401760022
Street Address	4531 HANCOCK CT
City	CHIPLEY
State	FL
Zip	32428-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 22 ORB 1151 P 682 BLK 0176
Legal Range	13W
Legal Township	02N
Legal Section	31
Legal Subdivision	SUNNY HILLS
Legal Block	176
Legal Lot Number	22
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1107
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4531 HANCOCK CT, CHIPLEY, FL 32428-3122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Jan 11, 2016 · Amount on Record
Deed Document Number	201967005754
Deed Book / Page	1151 / 0682
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 29, 2019
Property Address	4531 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067005754
Book / Page	1151 / 0682
Map Reference	MB 2 PG 42-54
Instrument Date	Jul 26, 2019
Instrument	201967005754
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3108 PRESERVE ROOKERY BLVD, 3108, PANAMA CITY, FL 32408-7134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 HANCOCK CT, CHIPLEY, FL 32428-3122

Mortgage

Document Number	0000000684
Date	Jul 29, 2019
Instrument	1151/684

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0067005756
Date	Jul 29, 2019
Book Page	1151/0700
Instrument	201967005756

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00 (+7.34%) Homeowner's exemption	$135,864 (+2.9%)	$208,043 (+5.25%) Land $6,000 Building $202,043
2024	$1,199.00 (+3.01%) Homeowner's exemption	$132,035 (+3%)	$197,665 (+8.52%) Land $6,000 Building $191,665
2023	$1,164.00 (-1.61%) Homeowner's exemption	$128,189 (+3%)	$182,151 (+7.63%) Land $5,000 Building $177,151
2022	$1,183.00 Homeowner's exemption	$124,455	$169,235 Land $3,500 Building $165,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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