4513 Hancock Ct, Chipley, FL 32428 Property Records

Washington County property record for 4513 Hancock Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,750 sqft · built 1980
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (May 2023)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-0176-0017`

Property Details

APN / Parcel Number

Primary APN	`04-0176-0017`
Alternative APN	`000401760017`

Interior

Full Baths	2 Baths
Building Area	1,750 sqft Heated Area
Gross Area	2,967 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,985 sqft (0.344 acres)
Lot Width	75 ft Width
Garage Type	Mixed
Garage Area	286 sqft
Porch	Enclosed Porch
Porch Area	339 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401760017
Street Address	4513 HANCOCK CT
City	CHIPLEY
State	FL
Zip	32428-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #4 LOT 17 ORB 1272 P 281 BLK 0176
Legal Range	13W
Legal Township	02N
Legal Section	31
Legal Subdivision	SUNNY HILLS
Legal Block	176
Legal Lot Number	17
Legal Unit	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1107
Census Tract	970301

Owner

4513 Hancock Ct is owned and occupied by an individual who bought it in May 2023.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	4513 HANCOCK CT, CHIPLEY, FL 32428-3122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
May 18, 2023	Warranty Deed, Transfer CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	202367003386
Deed Book / Page	1272 / 281
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	4513 HANCOCK CT, CHIPLEY, FL 32428-3122
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2225 GALLAGHER DR, CHIPLEY, FL 32428-7337

Mortgage

Document Number	0067007362
Date	Oct 19, 2023
Book Page	1285/879
Instrument	202367007362

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 18, 2023
Property Address	4513 HANCOCK CT, CHIPLEY, FL 32428-3122
Document Number	0067003386
Book / Page	1272 / 281
Map Reference	MB 2 PG 42
Instrument Date	May 17, 2023
Instrument	202367003386
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5029 INDIAN BLUFF DR, YOUNGSTOWN, FL 32466-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4513 HANCOCK CT, CHIPLEY, FL 32428-3122

Tax Assessment & Valuation

The 2025 property tax bill for 4513 Hancock Ct was $2,257, down 4.8% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00 (-4.77%)	$160,076 (-7.54%) Land $6,000 Building $154,076	$160,076 (-7.54%) Land $6,000 Building $154,076
2024	$2,370.00 (+41.16%)	$173,121 (+27.32%) Land $6,000 Building $167,121	$173,121 (+27.32%) Land $6,000 Building $167,121
2023	$1,679.00 (+11.78%)	$135,976 (+16.91%) Land $5,000 Building $130,976	$135,976 (+16.91%) Land $5,000 Building $130,976
2022	$1,502.00	$116,312 Land $3,500 Building $112,812	$116,312 Land $3,500 Building $112,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4513 Hancock Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4513 Hancock Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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