4525 Speranza Loop, Galena, OH 43021 Property Records

Delaware County property record for 4525 Speranza Loop, Galena, OH 43021

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,607 sqft · built 2023
Lot Size	0.389 acres (16,945 sqft)
Owner	Company Name on Record
Last Sale	$155,500 (Jan 2023)
Tax Bill	$24,997 (2025)
Deeds & Mortgages	Jan 2023 Sale & Line of Credit Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`317-220-15-017-000`

Property Details

APN / Parcel Number

Primary APN	`317-220-15-017-000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,607 sqft Living Area
Gross Area	7,952 sqft
1st Floor Area	2,609 sqft
Upper Floors Area	1,998 sqft
Basement Area	2,609 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	16,945 sqft (0.389 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Patio Area	766 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4525 SPERANZA LOOP
City	GALENA
State	OH
Zip	43021-7636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7958 MIRASOL SEC 2
Legal Subdivision	MIRASOL SEC 2
Legal Lot Number	7958
Jurisdiction	DELAWARE OH
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1012
Census Tract	11763

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1008 HERITAGE ST, BLACKLICK, OH 43004-6063
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer · Line of Credit PREMIER BANK
Jul 17, 2020	Deed of Trust, Construction Loan · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2023 · Amount on Record
Deed Sale	Jan 18, 2023 · Amount on Record
Deed Document Number	20231052
Deed Book / Page	2012 / 2141
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 18, 2023
Property Address	4525 SPERANZA LOOP, GALENA, OH 43021-7636
Document Number	0000001052
Book / Page	2012 / 2141
Map Reference	CAB 4 SL 59
Instrument Date	Jan 12, 2023
Instrument	202300001052
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TALON TITLE AGENCY BOX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1008 HERITAGE ST, BLACKLICK, OH 43004-6063

Mortgage

Document Number	0000001054
Date	Jan 18, 2023
Instrument	202300001054

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	371 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000001053
Date	Jan 18, 2023
Book Page	2012/2144
Instrument	202300001053

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Dec 1, 2053

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 17, 2020
Property Address	4525 SPERANZA LOOP, GALENA, OH 43021-7636
Document Number	0000025458
Book / Page	001746 / 002181
Instrument Date	Jul 16, 2020
Instrument	25458
Transaction Type	Construction Loan
Record Updated	Aug 3, 2020
Title Company	TALON TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4477 SPERANZA LOOP GALENA OH 430217637, GALENA, OH 43021-7637

Mortgage

Document Number	0000025458
Date	Jul 17, 2020
Book Page	001746/002181
Instrument	25458

Lender

Name	THE UNION BK CO
Type	Bank
Address	GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Genoa Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,997.00 (+13.4%)	$408,380 (+9.63%) Land $61,600 Building $346,780	$1,166,800 (+9.63%) Land $176,000 Building $990,800
2024	$22,044.00 (+548.54%)	$372,510 (+585.77%) Land $61,600 Building $310,910
2023	$3,399.00	$54,320 Land $54,320	$1,064,300 Land $176,000 Building $888,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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