Delaware County property record for 4520 Speranza Loop, Galena, OH 43021 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,913 sqft · built 2021 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,500 (Oct 2020) |
| Tax Bill | $19,859 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-220-14-019-000 |
| Primary APN | 317-220-14-019-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,913 sqft Living Area |
| Gross Area | 6,608 sqft |
| 1st Floor Area | 2,913 sqft |
| Basement Area | 2,913 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 14,985 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 327 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 4520 SPERANZA LOOP |
|---|---|
| City | GALENA |
| State | OH |
| Zip | 43021-7636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7937 MIRASOL SEC 2 |
| Legal Subdivision | MIRASOL SEC 2 |
| Legal Lot Number | 7937 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | GENOA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 11763 |
Source: Delaware County records · APN 317-220-14-019-000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jul 06, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 18, 2023 | Transfer on Death Deed, Transfer |
| Dec 07, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Oct 22, 2020 | Warranty Deed, Transfer TALON TITLE AGENCY, TALON TITLE AGCY |
| Jul 17, 2020 | Deed of Trust, Construction Loan · Line of Credit THE UNION BK CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Deed Document Number | 202042091 |
| Deed Book / Page | 1784 / 622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000040451 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 1898/2628 |
| Instrument | 202100040451 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.87% |
| Margin | 3 |
| Max Rate | 6.87% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 06, 2023 |
| Property Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Document Number | 0000014099 |
| Book / Page | 2041 / 880 |
| Map Reference | CAB 4 SL 59 |
| Instrument Date | Jul 05, 2023 |
| Instrument | 202300014099 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 18, 2023 |
| Property Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Document Number | 0000015114 |
| Book / Page | 2043 / 1872 |
| Map Reference | CAB 4 SL 59 |
| Instrument Date | Jul 05, 2023 |
| Instrument | 202300015114 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000049210 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 1800/1451 |
| Instrument | 202000049210 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Nov 27, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Oct 22, 2020 |
| Property Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Document Number | 0000042091 |
| Book / Page | 001784 / 000622 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 42091 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2020 |
| Title Company | TALON TITLE AGENCY, TALON TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $428.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5805 ROESLAND DR GALENA OH 430219446, GALENA, OH 43021-9446 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 17, 2020 |
| Property Address | 4520 SPERANZA LOOP, GALENA, OH 43021-7636 |
| Document Number | 0000025458 |
| Book / Page | 001746 / 002181 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 25458 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 03, 2020 |
| Title Company | TALON TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6412 VIA FLORENZA DR GALENA OH 430217623, GALENA, OH 43021-7623 |
| Document Number | 0000025458 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 001746/002181 |
| Instrument | 25458 |
| Name | THE UNION BK CO |
|---|---|
| Type | Bank |
| Address | GAHANNA, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 16, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Genoa Township |
| Unified School District | Olentangy Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,859.00 (+5.46%) | $324,450 (-) Land $61,600 Building $262,850 | $927,000 (-) Land $176,000 Building $751,000 |
| 2024 | $18,831.00 (-23.52%) Homeowner's exemption | $324,450 (-22.41%) Land $61,600 Building $262,850 | |
| 2023 | $24,621.00 (+36.23%) | $418,150 (+72.77%) Land $61,600 Building $356,550 | $927,000 (+34.06%) Land $176,000 Building $751,000 |
| 2022 | $18,073.00 | $242,030 Land $49,000 Building $193,030 | |
| 2020 | $691,500 Land $140,000 Building $551,500 |
Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390410117631, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.
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