4554 Speranza Loop, Galena, OH 43021 Property Records

Delaware County property record for 4554 Speranza Loop, Galena, OH 43021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,596 sqft · built 2022
Lot Size	0.368 acres (16,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,333 (Oct 2022)
Tax Bill	$20,432 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2022 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-220-14-017-000`

Property Details

APN / Parcel Number

Primary APN	`317-220-14-017-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,596 sqft Living Area
Gross Area	5,943 sqft
1st Floor Area	2,596 sqft
Basement Area	2,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	16,030 sqft (0.368 acres)
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4554 SPERANZA LOOP
City	GALENA
State	OH
Zip	43021-7636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7939 MIRASOL SEC 2
Legal Subdivision	MIRASOL SEC 2
Legal Lot Number	7939
Jurisdiction	DELAWARE OH
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1010
Census Tract	11763

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4760 SAINT ANDREWS DR, WESTERVILLE, OH 43082-8714
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Oct 6, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage PREMIER BANK
Jul 17, 2020	Deed of Trust, Construction Loan · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Deed Document Number	202229768
Deed Book / Page	1996 / 261
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Apr 6, 2026
Property Address	4554 SPERANZA LOOP, GALENA, OH 43021-7636
Document Number	0000008659
Instrument Date	Mar 31, 2026
Instrument	20268659
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WESBANCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4554 SPERANZA LOOP, GALENA, OH 43021-7636
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008659,
Date	Apr 6, 2026
Instrument	20268659

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 31, 2051

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 6, 2022
Property Address	4554 SPERANZA LOOP, GALENA, OH 43021-7636
Document Number	0000029768
Book / Page	1996 / 261
Map Reference	CAB 4 SL 59
Instrument Date	Sep 29, 2022
Instrument	202200029768
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	TALON TITLE AGENCY BOX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4760 SAINT ANDREWS DR, WESTERVILLE, OH 43082-8714
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029770
Date	Oct 6, 2022
Instrument	202200029770

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Aug 1, 2053

Mortgage

Document Number	0000029769
Date	Oct 6, 2022
Book Page	1996/264
Instrument	202200029769

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Aug 1, 2053

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 17, 2020
Property Address	4554 SPERANZA LOOP, GALENA, OH 43021-7636
Document Number	0000025458
Book / Page	001746 / 002181
Instrument Date	Jul 16, 2020
Instrument	25458
Transaction Type	Construction Loan
Record Updated	Aug 3, 2020
Title Company	TALON TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6412 VIA FLORENZA DR GALENA OH 430217623, GALENA, OH 43021-7623

Mortgage

Document Number	0000025458
Date	Jul 17, 2020
Book Page	001746/002181
Instrument	25458

Lender

Name	THE UNION BK CO
Type	Bank
Address	GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Genoa Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,432.00 (+5.5%)	$333,800 (-) Land $61,600 Building $272,200	$953,700 (-) Land $176,000 Building $777,700
2024	$19,367.00 (+205.96%) Homeowner's exemption	$333,800 (+219.18%) Land $61,600 Building $272,200	$953,700 (-) Land $176,000 Building $777,700
2023	$6,330.00	$104,580 Land $61,600 Building $42,980	$953,700 Land $176,000 Building $777,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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