4449 Speranza Loop, Galena, OH 43021 Property Records

Delaware County property record for 4449 Speranza Loop, Galena, OH 43021

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,170 sqft · built 2023
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Trust Names on Record
Last Sale	$155,900 (Sep 2023)
Tax Bill	$22,465 (2025)
Deeds & Mortgages	Sep 2023 Sale & Construction Loan Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`317-220-15-003-000`

Property Details

APN / Parcel Number

Primary APN	`317-220-15-003-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,170 sqft Living Area
Gross Area	5,350 sqft
1st Floor Area	2,170 sqft
Basement Area	2,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	1,010 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4449 SPERANZA LOOP
City	GALENA
State	OH
Zip	43021-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7956 MIRASOL SEC 2
Legal Subdivision	MIRASOL SEC 2
Legal Lot Number	7956
Jurisdiction	DELAWARE OH
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1012
Census Tract	11763

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	4263 PINE VIEW DR, GALENA, OH 43021-7042
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Construction Loan · Construction Mortgage FIRST FINANCIAL BANK
Jul 17, 2020	Deed of Trust, Construction Loan · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	202318559
Deed Book / Page	2050 / 2654
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 1, 2023
Property Address	4449 SPERANZA LOOP, GALENA, OH 43021-7637
Document Number	0000018559
Book / Page	2050 / 2654
Map Reference	CAB 4 SL 59
Instrument Date	Aug 24, 2023
Instrument	202300018559
Transaction Type	Construction Loan
Record Updated	Apr 7, 2026
Title Company	TALON TITLE AGENCY, TALON TITLE AGENCY BOX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4263 PINE VIEW DR, GALENA, OH 43021-7042

Mortgage

Document Number	0000018560
Date	Sep 1, 2023
Instrument	202300018560

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.3%

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 17, 2020
Property Address	4449 SPERANZA LOOP, GALENA, OH 43021-7637
Document Number	0000025458
Book / Page	001746 / 002181
Instrument Date	Jul 16, 2020
Instrument	25458
Transaction Type	Construction Loan
Record Updated	Aug 3, 2020
Title Company	TALON TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4449 SPERANZA LOOP GALENA OH 430217637, GALENA, OH 43021-7637

Mortgage

Document Number	0000025458
Date	Jul 17, 2020
Book Page	001746/002181
Instrument	25458

Lender

Name	THE UNION BK CO
Type	Bank
Address	GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Genoa Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,465.00 (+150.7%)	$367,010 (+146.15%) Land $61,600 Building $305,410	$1,048,600 (+146.15%) Land $176,000 Building $872,600
2024	$8,961.00 (+158.69%)	$149,100 (+168.94%) Land $61,600 Building $87,500
2023	$3,464.00 (-0.49%)	$55,440 (+25.71%) Land $55,440	$426,000 (+238.1%) Land $176,000 Building $250,000
2022	$3,481.00	$44,100 Land $44,100
2020			$126,000 Land $126,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline.

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