4440 Speranza Loop, Galena, OH 43021 Property Records

Delaware County property record for 4440 Speranza Loop, Galena, OH 43021 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,554 sqft · built 2023
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Dec 2023)
Tax Bill	$21,519 (2025)
Deeds & Mortgages	Dec 2023 Sale & Construction Loan Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`317-220-14-022-000`

Property Details

APN / Parcel Number

Primary APN	`317-220-14-022-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,554 sqft Living Area
Gross Area	5,999 sqft
1st Floor Area	2,554 sqft
Basement Area	2,554 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	14,985 sqft (0.344 acres)
Garage Type	Attached
Garage Area	891 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Open Porch
Deck Area	20 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	4440 SPERANZA LOOP
City	GALENA
State	OH
Zip	43021-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7935 MIRASOL SEC 2
Legal Subdivision	MIRASOL SEC 2
Legal Lot Number	7935
Jurisdiction	DELAWARE OH
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1010
Census Tract	11763

Owner

Source: Delaware County records · APN 317-220-14-022-000

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9888 CHESHIRE RD, SUNBURY, OH 43074-7506
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Construction Loan · Construction Mortgage CIVISTA BANK
Jul 17, 2020	Deed of Trust, Construction Loan · Line of Credit THE UNION BK CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	202327778
Deed Book / Page	2069 / 2751
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 29, 2023
Property Address	4440 SPERANZA LOOP, GALENA, OH 43021-7637
Document Number	0000027778
Book / Page	2069 / 2751
Map Reference	CAB 4 SL 59
Instrument Date	Dec 21, 2023
Instrument	202300027778
Transaction Type	Construction Loan
Record Updated	Apr 07, 2026
Title Company	TALON TITLE AGENCY, TALON TITLE AGENCY BOX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	9888 CHESHIRE RD, SUNBURY, OH 43074-7506
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027779
Date	Dec 29, 2023
Instrument	202300027779

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2030
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 17, 2020
Property Address	4440 SPERANZA LOOP, GALENA, OH 43021-7637
Document Number	0000025458
Book / Page	001746 / 002181
Instrument Date	Jul 16, 2020
Instrument	25458
Transaction Type	Construction Loan
Record Updated	Aug 03, 2020
Title Company	TALON TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6412 VIA FLORENZA DR GALENA OH 430217623, GALENA, OH 43021-7623

Mortgage

Document Number	0000025458
Date	Jul 17, 2020
Book Page	001746/002181
Instrument	25458

Lender

Name	THE UNION BK CO
Type	Bank
Address	GAHANNA, OH 43230

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 16, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Genoa Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,519.00 (+518.9%)	$351,370 (+533.78%) Land $61,600 Building $289,770	$1,003,900 (+533.78%) Land $176,000 Building $827,900
2024	$3,477.00 (+0.38%)	$55,440 (-) Land $55,440
2023	$3,464.00 (-0.49%)	$55,440 (+25.71%) Land $55,440	$158,400 (+25.71%) Land $158,400
2022	$3,481.00	$44,100 Land $44,100
2020			$126,000 Land $126,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390410117631, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Speranza Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures