Orange County property record for 4520 Montecito Dr, La Palma, CA 90623
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,334 sqft · built 1995 |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Feb 2011) |
| Tax Bill | $4,813 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 930-235-02 |
| Primary APN | 930-235-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,334 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4520 MONTECITO DR |
|---|---|
| City | LA PALMA |
| State | CA |
| Zip | 90623-1628 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 15061 BLK LOT 1 UN 24 TRACT 15061, POR. OF LOT 1 OF PROJECT 930-23 |
| Legal Subdivision | MONTECITO VILLAS |
| Legal Tract | 15061 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 110116 |
4520 Montecito Dr, a condominium, is owned and occupied by an individual who bought it in February 2011.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4520 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2011 · Amount on File |
| Deed Sale | Feb 7, 2011 · Amount on File |
| Prior Sale | Aug 23, 2010 · Amount on File |
| Deed Document Number | 201168742 |
| Prior Transfer Date | Jan 21, 2008 |
| Prior Transfer Doc | 0000237418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4520 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4520 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Document Number | 0000321078 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020000321078 |
| Name | VICTORIA FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN GABRIEL, CA 91776 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 4520 Montecito Dr was $4,813 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | La Palma City |
| Secondary School District | Anaheim Union High School District (07 - 12) |
| Elementary School District | Cypress Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $411,505 (+2%) Land $216,186 Building $195,319 | |
| 2025 | $4,813.00 Homeowner's exemption | $403,437 Land $211,947 Building $191,490 |
| 2023 | $4,498.00 (+1.24%) Homeowner's exemption | $387,772 Land $203,717 Building $184,055 |
| 2022 | $4,443.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4520 Montecito Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4520 Montecito Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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