4516 Montecito Dr, La Palma, CA 90623 Property Records

Orange County property record for 4516 Montecito Dr, La Palma, CA 90623

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,334 sqft · built 1995
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 1996)
Tax Bill	$4,635 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`263-343-31`

Property Details

APN / Parcel Number

Primary APN	`263-343-31`
Alternative APN	`930-235-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,334 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4516 MONTECITO DR
City	LA PALMA
State	CA
Zip	90623-1628
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 15061 BLK LOT 1 UN 22 TRACT 15061, POR. OF LOT 1 OF PROJECT 930-23
Legal Subdivision	MONTECITO VILLAS
Legal Tract	15061
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1008
Census Tract	110116

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4516 MONTECITO DR, LA PALMA, CA 90623-1628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOP WORLD INVESTMENT INC
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 1996 · Amount on Record
Deed Sale	Apr 24, 1996 · Amount on Record
Deed Document Number	1996202244
Last Transfer Date	Apr 15, 1997
Transfer Doc	0000201825
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4516 MONTECITO DR, LA PALMA, CA 90623-1628
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 MONTECITO DR, LA PALMA, CA 90623-1628

Mortgage

Document Number	0000441441
Date	Jul 8, 2021
Instrument	2021000441441

Lender

Name	TOP WORLD INVESTMENT INC
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4516 MONTECITO DR, LA PALMA, CA 90623-1628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070239
Date	Feb 20, 2020
Instrument	2020000070239

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	La Palma City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$395,166 (+2%) Land $191,369 Building $203,797
2025	$4,635.00 (+7.02%) Homeowner's exemption	$387,418 (+4.04%) Land $187,617 Building $199,801
2023	$4,331.00 (+1.24%) Homeowner's exemption	$372,375 Land $180,331 Building $192,044
2022	$4,278.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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