Orange County property record for 4518 Montecito Dr, La Palma, CA 90623
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 1,897 sqft · built 1995 |
| Owner | Individual Name on File |
| Last Sale | $411,000 (Jan 2010) |
| Tax Bill | $6,306 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 930-235-01 |
| Primary APN | 930-235-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,897 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Condo/Apartment |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4518 MONTECITO DR |
|---|---|
| City | LA PALMA |
| State | CA |
| Zip | 90623-1628 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 15061 BLK LOT 1 UN 23 TRACT 15061, POR. OF LOT 1 OF PROJECT 930-23 |
| Legal Subdivision | DENNI STREET MAINTENANCE CORP |
| Legal Tract | 15061 |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | ANAHEIM-SANTA ANA-GARDEN GROVE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 110116 |
4518 Montecito Dr, a condominium, is owned and occupied by an individual who bought it in January 2010.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4518 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2010 · Amount on File |
| Deed Sale | Jan 22, 2010 · Amount on File |
| Prior Sale | Aug 1, 2003 · Amount on File |
| Deed Document Number | 201032098 |
| Prior Transfer Date | Jan 15, 2010 |
| Prior Transfer Doc | 0000032097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 4518 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4518 MONTECITO DR, LA PALMA, CA 90623-1628 |
| Document Number | 0000272681 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025000272681 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4518 Montecito Dr was $6,306.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | La Palma City |
| Secondary School District | Anaheim Union High School District (07 - 12) |
| Elementary School District | Cypress Elementary School District (KG - 06) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $541,130 (+2%) Land $272,644 Building $268,486 | |
| 2025 | $6,306.00 | $530,520 Land $267,298 Building $263,222 |
| 2023 | $5,897.00 (+1.17%) | $509,920 Land $256,919 Building $253,001 |
| 2022 | $5,829.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4518 Montecito Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4518 Montecito Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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