452 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 452 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1920
Lot Size	0.266 acres (11,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2025)
Tax Bill	$5,495 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-206-012`

Property Details

APN / Parcel Number

Primary APN	`06-13-206-012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	11,605 sqft (0.266 acres)
Lot Dimensions	136 ft deep x 85 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Water Source	Commercial

Location & Zoning

Street Address	452 ADDISON ST
City	ELGIN
State	IL
Zip	60120-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ADDN EAST 21 1/3 FT LOT 11 & ALL LOT 12 BLOCK 1
Legal Subdivision	OAKWOOD ADDN
Legal Block	1
Legal Lot Number	11,12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	371 CORNELL LN, ELGIN, IL 60123-6909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Dec 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 24, 2018	Grant Deed, Transfer · Line of Credit RCN CAP
Oct 11, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Prior Transfer Date	Jul 15, 2019
Prior Transfer Doc	0000061628
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 25, 2025
Property Address	452 ADDISON ST, ELGIN, IL 60120-4435
Document Number	0000037132
Instrument Date	Sep 22, 2025
Instrument	2025K037132
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNKNOWN, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	452 ADDISON ST, SAINT ELMO, IL 62458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	452 ADDISON ST, ELGIN, IL 60120-4435
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037133
Date	Sep 25, 2025
Instrument	2025K037133

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 19, 2019
Property Address	452 ADDISON ST, ELGIN, IL 60120-4435
Document Number	0000061628
Instrument Date	Jul 15, 2019
Instrument	61628
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	452 ADDISON ST ELGIN IL 601204435, ELGIN, IL 60120-4435

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 24, 2018
Property Address	452 ADDISON ST, ELGIN, IL 60120-4435
Document Number	0000018653
Instrument Date	Mar 30, 2018
Instrument	18653
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$166.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	60 S GROVE AVE ELGIN IL 601206404, ELGIN, IL 60120-6404

Mortgage

Document Number	18654
Date	Apr 24, 2018
Instrument	18654

Lender

Name	RCN CAP
Type	Funding / Finance Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 23, 2019

Interest

Rate Type	Adjustable Rate

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Oct 11, 2017
Property Address	452 ADDISON ST, ELGIN, IL 60120-4435
Document Number	0000053362
Instrument Date	Sep 20, 2017
Instrument	53362
Transaction Type	Foreclosure
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD WEST PALM BEACH FL 334096488, WEST PALM BEACH, FL 33409-6488

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,495.00 (+4.49%) Homeowner's exemption
2024	$5,259.00 (+10.83%) Homeowner's exemption	$73,718 (+21.39%) Land $17,654 Building $56,064	$221,242 (+21.44%) Land $52,983 Building $168,259
2022	$4,745.00 (+4.75%) Homeowner's exemption	$60,727 (+6.96%) Land $14,543 Building $46,184	$182,181 (+6.96%) Land $43,629 Building $138,552
2021	$4,530.00 Homeowner's exemption	$56,776 Land $13,597 Building $43,179	$170,328 Land $40,791 Building $129,537

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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