442 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 442 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1900
Lot Size	0.2 acres (8,704 sqft)
Owner	Company Name on File
Last Sale	$170,000 (Oct 2019)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-132-025`

Property Details

APN / Parcel Number

Primary APN	`06-13-132-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,200 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,704 sqft (0.2 acres)
Lot Dimensions	136 ft deep x 64 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	442 ADDISON ST
City	ELGIN
State	IL
Zip	60120-5393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ADDN LOT 10 BLOCK 1
Legal Subdivision	OAKWOOD ADDN
Legal Block	1
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-132-025

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	15N470 SETTLERS GROVE RD, HAMPSHIRE, IL 60140-8997
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Dec 02, 2013 · Amount on Record
Deed Document Number	201948087
Prior Transfer Date	Dec 08, 2014
Prior Transfer Doc	0000063710
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 10, 2019
Property Address	442 ADDISON ST, ELGIN, IL 60120-5393
Document Number	0000048087
Instrument Date	Sep 10, 2019
Instrument	2019K048087
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88 WASHINGTON AVE, 88, STREAMWOOD, IL 60107-1367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15N470 SETTLERS GROVE RD, HAMPSHIRE, IL 60140-8997

Mortgage

Document Number	0000048088
Date	Oct 10, 2019
Instrument	2019K048088

Lender

Name	AMERICAN COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,957.00 (+24.7%)
2024		$59,846 (+30.53%) Land $13,755 Building $46,091	$179,610 (+30.59%) Land $41,282 Building $138,328
2022	$3,975.00 (+3.95%)	$45,847 (+6.96%) Land $11,331 Building $34,516	$137,541 (+6.96%) Land $33,993 Building $103,548
2021	$3,824.00	$42,864 Land $10,594 Building $32,270	$128,592 Land $31,782 Building $96,810

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Opiquad, T-Mobile USA.

Based on FCC filings for 625 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.