Kane County property record for 460 Addison St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,262 sqft · built 1920 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jan 2024) |
| Tax Bill | $6,294 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-206-014 |
| Primary APN | 06-13-206-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| Gross Area | 2,524 sqft |
| 1st Floor Area | 1,262 sqft |
| Basement Area | 1,262 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 8,160 sqft (0.187 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 460 ADDISON ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ADDN WEST 60 FT OF LOT 14 BLOCK 1 |
| Legal Subdivision | OAKWOOD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 851301 |
Source: Kane County records · APN 06-13-206-014
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 460 ADDISON ST, ELGIN, IL 60120-5868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2024 · Amount on Record |
| Deed Sale | Jan 02, 2024 · Amount on Record |
| Deed Document Number | 2024131 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 02, 2024 |
| Property Address | 460 ADDISON ST, ELGIN, IL 60120-5868 |
| Document Number | 0000000131 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024K000131 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2024 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 460 ADDISON ST, ELGIN, IL 60120-5868 |
| Document Number | 0000000132 |
|---|---|
| Date | Jan 02, 2024 |
| Instrument | 2024K000132 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.37% |
| Change Frequency | Monthly |
| Document Number | 0000000133 |
|---|---|
| Date | Jan 02, 2024 |
| Instrument | 2024K000133 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2034 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,294.00 (+40.68%) | $82,510 (+8.57%) Land $16,331 Building $66,179 | $247,629 (+8.57%) Land $49,013 Building $198,616 |
| 2024 | $75,997 (+21.4%) Land $15,042 Building $60,955 | $228,082 (+21.44%) Land $45,144 Building $182,938 | |
| 2022 | $4,474.00 (+5.52%) Homeowner's exemption | $62,603 (+6.96%) Land $12,391 Building $50,212 | $187,809 (+6.96%) Land $37,173 Building $150,636 |
| 2021 | $4,240.00 Homeowner's exemption | $58,530 Land $11,585 Building $46,945 | $175,590 Land $34,755 Building $140,835 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Opiquad, T-Mobile USA.
Based on FCC filings for 625 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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