453 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 453 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,352 sqft · built 1930
Lot Size	0.2 acres (8,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Jul 2026)
Tax Bill	$6,248 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-209-001`

Property Details

APN / Parcel Number

Primary APN	`06-13-209-001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
Gross Area	2,028 sqft
Basement Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	8,704 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	453 ADDISON ST
City	ELGIN
State	IL
Zip	60120-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ADDN LOT 12 BLOCK 2
Legal Subdivision	OAKWOOD ADDN
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	851301

Owner

Source: Kane County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 WAVERLY RD, BARRINGTON, IL 60010-3113
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	202632595
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 30, 2026
Property Address	453 ADDISON ST, ELGIN, IL 60120-4434
Document Number	0000032595
Instrument Date	Jun 12, 2026
Instrument	202632595
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	PRIMARY TITLE SERVICES INC, PRIMARY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,299.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 WAVERLY RD, BARRINGTON, IL 60010-3113

Mortgage

Document Number	0000032596,
Date	Jul 30, 2026
Instrument	202632596

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.99%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,248.00 (+3.5%)	$81,906 (+8.57%) Land $16,064 Building $65,842	$245,816 (+8.57%) Land $48,211 Building $197,605
2024	$6,037.00 (+12.05%)	$75,441 (+21.4%) Land $14,796 Building $60,645	$226,414 (+21.44%) Land $44,406 Building $182,008
2022	$5,388.00 (+3.96%)	$62,145 (+6.96%) Land $12,188 Building $49,957	$186,435 (+6.96%) Land $36,564 Building $149,871
2021	$5,183.00	$58,101 Land $11,395 Building $46,706	$174,303 Land $34,185 Building $140,118

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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