440 Addison St, Elgin, IL 60120 Property Records

Kane County property record for 440 Addison St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1890
Lot Size	0.203 acres (8,840 sqft)
Owner	Individual Name on Record
Last Sale	$52,000 (Feb 2013)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-13-132-024`

Property Details

APN / Parcel Number

Primary APN	`06-13-132-024`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,104 sqft Living Area
Gross Area	1,520 sqft
Basement Area	416 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	8,840 sqft (0.203 acres)
Lot Dimensions	136 ft deep x 65 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	440 ADDISON ST
City	ELGIN
State	IL
Zip	60120-4435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ADDN LOT 9 BLOCK 1
Legal Subdivision	OAKWOOD ADDN
Legal Block	1
Legal Lot Number	9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851301

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 ADDISON ST, ELGIN, IL 60120-4435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2013 · Amount on Record
Deed Sale	Feb 20, 2013 · Amount on Record
Prior Sale	Aug 10, 2012
Deed Document Number	201313449
Last Transfer Date	Jun 28, 2018
Transfer Doc	0000036025
Record Updated	Sep 20, 2026

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 26, 2018
Property Address	440 ADDISON ST, ELGIN, IL 60120-4435
Document Number	0000036025
Instrument Date	Jun 28, 2018
Instrument	36025
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 ADDISON ST ELGIN IL 601204435, ELGIN, IL 60120-4435

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (+15.76%) Homeowner's exemption
2024		$59,873 (+21.39%) Land $14,174 Building $45,699	$179,691 (+21.44%) Land $42,539 Building $137,152
2022	$3,756.00 (+4.97%) Homeowner's exemption	$49,322 (+6.96%) Land $11,676 Building $37,646	$147,966 (+6.96%) Land $35,028 Building $112,938
2021	$3,578.00 Homeowner's exemption	$46,112 Land $10,916 Building $35,196	$138,336 Land $32,748 Building $105,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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