4518 Serenity Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4518 Serenity Point Rd, Tower, MN 55790

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1.75 ba · 1,244 sqft · built 2017
Lot Size	1.92 acres (83,947 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jun 2013)
Tax Bill	$3,196 (2026)
Deeds & Mortgages	Mar 2020 Loan Modification Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`387-0343-00030`

Property Details

APN / Parcel Number

Primary APN	`387-0343-00030`
Alternative APN	`1006148`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,244 sqft Gross Area
1st Floor Area	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Rustic
Exterior Material	Metal
Construction Type	Frame
Lot Area	83,947 sqft (1.92 acres)
Garage Area	3,192 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	512 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1006148
Street Address	4518 SERENITY POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT 3 BLOCK 1 SERIAL #
Legal Subdivision	SERENITY POINT
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1262
Census Tract	15502

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4530 SERENITY POINT RD, TOWER, MN 55790-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Oct 18, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2013 · Amount on Record
Deed Sale	Jun 13, 2013 · Amount on Record
Deed Document Number	20131215901
Prior Transfer Date	Jan 20, 2011
Prior Transfer Doc	0000053746
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	4530 SERENITY POINT RD, TOWER, MN 55790-2305
Document Number	00A1378244
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 SERENITY POINT RD TOWER MN 557902305, TOWER, MN 55790-2305

Mortgage

Document Number	00A1378244
Date	Apr 27, 2020
Instrument	A1378244

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4530 SERENITY POINT RD, TOWER, MN 55790-2305
Document Number	00A1343962
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4530 SERENITY POINT RD TOWER MN 557902305, TOWER, MN 55790-2305

Mortgage

Document Number	00A1343962
Date	Nov 2, 2018
Instrument	A1343962

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,196.00 (-23.1%) Homeowner's exemption
2025	$4,156.00 (-7.48%) Homeowner's exemption	$296,200 (-46.6%) Land $229,600 Building $66,600	$296,200 (-46.6%) Land $229,600 Building $66,600
2024	$4,492.00	$554,700 (+6.18%) Land $200,600 Building $354,100	$554,700 (+6.18%) Land $200,600 Building $354,100
2022		$522,400 Land $185,500 Building $336,900	$522,400 Land $185,500 Building $336,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Serenity Point Rd

Nearby Streets

All Tower, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures